SANUSLIFE ADMINISTRATION AG has developed the SANUSAPP 3.0 app as a freemium app. This service is provided free of charge by SANUSLIFE ADMINISTRATION AG and is intended for standard use. For more services you can upgrade with the following account plans.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decides to use our Service.

If you choose to use our service, you consent to the collection and use of information in relation to this policy. The personal information we collect will be used to provide and improve the Service. We will only use or share your information as described in this Privacy Policy. The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which can be viewed at SANUSAPP 3.0, unless otherwise defined in this Privacy Policy.

Collection and use of information

In order to facilitate your use of our service, we may ask you to provide us with certain personal information. The information we request will be stored by us and used as described in this Privacy Policy. The app uses third-party services that may collect information that can be used to identify you. Below you will find links to the privacy policies of third parties used by the app:

• Google Play services
• App Store services
   

Login data

We would like to inform you that whenever you use our service, in the event of an error in the app, we collect data and information (about third-party products) on your smartphone, which is referred to as log data. This Log Data may include information such as your device's Internet Protocol ("IP") address, device name, operating system version, the configuration of the App when you use our Service, the time and date of your use of the Service and other statistics.

Cookies

Cookies are files with a small amount of data that are typically used as anonymous unique identifiers. They are sent to your browser by the websites you visit and stored in your device's internal memory. This service does not explicitly use these "cookies". However, the app may use third-party code and libraries that use "cookies" to collect information and improve their services. You have the option to either accept or decline these cookies and to know when a cookie is being sent to your device. If you choose to decline our cookies, you may not be able to use some portions of this Service.

Service providers

We may employ third party companies and individuals for the following reasons:

• To facilitate our Service;
• To provide the Service on our behalf;
• to provide service-related services; or
• to help us analyse how our Service is used.
   

We would like to inform users of this service that these third parties have access to their personal data. The reason for this is that they perform the tasks assigned to them on our behalf. However, they are obliged not to pass on or use the information for other purposes.

Security

We appreciate that you trust us with your personal information and therefore endeavour to protect it using commercially acceptable means. However, remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to other websites

This Service may contain links to other websites. If you click on a third party link, you will be directed to that site. Note that these external sites are not operated by us. We therefore strongly advise you to read the privacy policies of these websites. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Privacy of children and young people

These services are not directed to anyone under the age of 18. We do not knowingly collect personally identifiable information from children and young people under the age of 18. If we become aware that a child or young person under the age of 18 has provided us with personal information, we will delete it from our servers immediately. If you are a parent or guardian and you are aware that your child or young person has provided us with personal data, please contact us so that we can take the necessary measures.

Changes to this privacy policy

We may update our Privacy Policy from time to time. We therefore recommend that you check this page regularly for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. This policy is effective from 01/08/2023

Contact us

If you have any questions or suggestions about our privacy policy, please do not hesitate to contact us at [email protected] to contact us.

§ 1 Scope of application; contract language

(1) These General Terms and Conditions (GTC) apply to the contracts concluded between you (hereinafter: Buyer or Customer) and us, SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, 6340 Baar, Switzerland (hereinafter: Seller), via our website https://sanuslife.com/de/legaldocuments. The Customer's relationship with SANUSLIFE ADMINISTRATION AG is governed by the contracts concluded with SANUSLIFE ADMINISTRATION AG (hereinafter also referred to as the "Seller") via our website regarding the purchase and crediting, as well as the use of multi-purpose vouchers (hereinafter also referred to as "VOUCHERS"), which the buyer can use in the future via SANUSAPP 3.0 in the context of SANUSPAY payments; these vouchers are also issued in the event of cancellation of orders that were paid for with SANUSPAY and for which QV points were deposited, called "SANUSLIFE Marketplace VOUCHERS", among other things.

Your contractual relationship with SANUSLIFE is a contract in accordance with the Swiss Federal Act on the Supplementation of the Swiss Civil Code (Fifth Part: Code of Obligations) of 30 March 1911 (SR 220)

(2) A contract may only be concluded with persons who are at least 18 years of age and have full legal capacity. Insofar as statutory provisions link the use of goods or services in the SANUSLIFE network to the attainment of a higher age limit, the customer undertakes to purchase VOUCHER and to use such offers only upon reaching this age limit. The customer is a consumer insofar as the purpose of the services ordered cannot be predominantly attributed to his commercial or independent professional activity. In contrast, an entrepreneur is any natural or legal person or partnership with legal capacity that is acting in the exercise of its commercial or independent professional activity when concluding the contract.

(3) The language available for the conclusion of the contract is exclusively German. Translations of these terms and conditions into other languages are for your information only. In the event of any differences between the language versions, the German text shall take precedence.

§ 2 Right of cancellation

(1) The customer has the option of purchasing VOUCHER up to a maximum of 2,000 QV points from SANUSLIFE Administration AG. As soon as this amount is reached, a sales stop will apply for this customer. These are VOUCHERS, with which customers can receive an individualised loyalty status and attractive rewards. By clicking on the "Order with obligation to pay" button in the last step of the order process, you submit a binding offer to purchase the VOUCHER displayed in the order overview. However, the request can only be submitted and transmitted if the customer has accepted these contractual terms and conditions by clicking on the "Accept terms and conditions" button and thereby included them in their request. Immediately after submitting the order, you will receive an order confirmation, but this does not constitute acceptance of your contractual offer. A contract between the buyer and seller is concluded as soon as the seller confirms the conclusion of the contract to the buyer.

(2) A VOUCHER credit will also be credited to the customer if he cancels a SANUSPAY payment (excluding QR payment) or makes a cancellation in the SANUSLIFE Marketplace. Part of the purchase amount will always be displayed to the customer as VOUCHER credit in the VOUCHER Wallet, which the customer can redeem in the closed SANUSLIFE system. For a cancellation, the customer is issued a paid voucher purchase receipt. In their SANUSCOIN Wallet statement, they will see that they have automatically purchased a VOUCHER for exactly this amount.

(3) Customers can redeem the VOUCHER credit for a partial payment at partner companies (COMPANY partners that appear as SANUSPAY acceptance points in the SANUSLIFE Marketplace). At the time of redemption, the customer will see the redeemed amount displayed as a minus in their VOUCHER Wallet. In their SANUSCOIN Wallet statement, however, they will see that they have received a VOUCHER credit before paying with SANUSPAY and that a receipt is available for download. The calculation of the redeemable VOUCHER during the purchase is automatically calculated by the system.

(4) The buyer will always receive their voucher value in euros on their personal VOUCHER Wallet in the SANUSAPP. Any currency fluctuations between the euro and the customer's national currency shall be borne by the buyer.

(5) The VOUCHER is always in proportion to the QV Points and can only be redeemed in this proportion. The value of the VOUCHER or the ratio to the QV points is always calculated on the net price in euros. If a buyer purchases VOUCHER from the seller, the following ratio always applies: 1 euro corresponds to 2 QV points.

(6) In the case of a SANUSPAY or SANUSLIFE Marketplace cancellation, the value of the VOUCHER is also calculated in relation to the QV points and in euros. Here the ratio is according to the business margin used for the purchase, or the ratio and exchange rate used for the purchase of the cancelled goods. The value date is always given in euros. The QV points in the ratio are also displayed. When a purchase is made, the QV points entered in the voucher account are offset against the QV points stored for the product purchased. The FIAT credit (euros) in the voucher account is then also debited in proportion and. And a VOUCHER credit note is issued to the buyer.

§ 4 Technical steps up to the conclusion of the contract and correction of input errors

(1) As part of the VOUCHER ordering process, you first place the desired VOUCHER package in the shopping basket.

(2) The VOUCHER package placed in the shopping basket has a fixed euro price. In some countries, the VOUCHER package has a fixed price in the corresponding national currency. However, the QV points stored always correspond to the value in euros.

(3) By clicking on the "Continue" button, the customer is first taken to a page where they can enter their details and then select the payment method. Finally, an overview page opens where they can check their details. He can correct his input errors (e.g. regarding payment method, dates or the desired quantity) by clicking on "Edit" in the respective field. If they wish to cancel the order process completely, they can also simply close their browser window. Otherwise, after clicking on the confirmation button "Order with obligation to pay", his declaration becomes binding within the meaning of § 3 para. 9 of these GTC.

§ 5 Storage of the contract text

The contractual provisions with details of the VOUCHER purchased, including these General Terms and Conditions and the cancellation policy, will not be sent to the customer by email.

6 Registration in the online shop; processing of your personal data

(1) You can order in our online shop or via the SANUSAPP as a registered user. As a registered user, you do not have to enter your personal data each time, but you can simply log in to your customer account with your e-mail address and a password before or during an order. Registration alone does not constitute any obligation to purchase the products we offer.

(2) For information on the processing of your data, please read our privacy policy, which you can access in our online shop. When you register, you choose a personal user name and password.

§ 7 Terms of payment; prices

(1) The purchase price is due immediately upon ordering and can only be paid in euros or later with SANUSPAY. The customer can find the service provider used for the selected payment method in the information in the online shop. SANUSLIFE currently offers payment by credit card and BTC.

(2) The VOUCHER is not subject to VAT. All prices are exclusive of shipping costs, unless expressly stated otherwise.

§ 8 Cancellation, withdrawal from the purchase contract; suspension of the sale; retention of title

(1) The purchases of VOUCHER are final in the sense that no refund or cancellation of the purchases can take place, unless this is required by mandatory legal provisions or these General Terms and Conditions expressly provide for it.

(2) SANUSLIFE reserves the right to refuse or cancel and limit the amount of any VOUCHER purchase request at any time in its sole discretion.

(3) Furthermore, SANUSLIFE may suspend the sale of VOUCHER at its own discretion. Reasons may include, in particular, suspicion of systematic fraud in the purchase of VOUCHER or excessive utilisation of the IT systems of SANUSLIFE or its contracted external service providers.

(4) The VOUCHERS remain the property of SANUSLIFE until full payment has been made.

§ 9 Transfer of value; responsibility for security of the voucher account

(1) In order to redeem VOUCHERS, each customer must first have a successful KYC/KYB with SANUSLIFE (SANUSAPP) to activate the VOUCHER Wallet. The buyer already assumes that a KYC/B has been successfully completed when purchasing the VOUCHER. The right of cancellation of 14 days does not depend on a successful or unsuccessful KYC/B.

(2) The transaction of the purchased VOUCHERS to the VOUCHER Wallet takes place within 1-5 working days after payment.

(3) The Customer is responsible for implementing appropriate measures to secure its VOUCHER Wallet, which is part of the SANUSLIFE Wallets.

§ 10 Warranty

The statutory provisions on warranty law apply.

§ 11 Limitation of liability

(1) SANUSLIFE operates its service carefully and reliably. Nevertheless, interruptions or losses may occur in the course of service provision as a result of unavoidable events for which SANUSLIFE is not responsible or necessary maintenance work. SANUSLIFE shall endeavour to remedy any disruptions or interruptions as quickly as possible.

(2) SANUSLIFE is not liable for indirect or consequential damages, for example to software or hardware of the customer or a third party, or for any resulting loss of profit or financial loss or for damages arising from claims of third parties against the customer. In particular, SANUSLIFE is not liable for damages that are due to unavoidable interruptions of operations or that are necessary to carry out essential work or to avoid disruptions of operations or that are due to events for which SANUSLIFE is not responsible, such as in particular network disruptions, computer failures or criminal activities by third parties.

(3) SANUSLIFE assumes no liability for loss of customer data for which SANUSLIFE is not responsible, e.g. due to hacker attacks. The customer will be informed immediately of the occurrence of a data loss.

(4) SANUSLIFE assumes no liability for the VOUCHER stored in the customer's accounts or for the customer's data stored there.

(5) We are liable for intent and gross negligence. Furthermore, we shall be liable for the negligent breach of obligations, the fulfilment of which is essential for the proper execution of the contract, the breach of which jeopardises the achievement of the purpose of the contract and on the observance of which you as the customer may regularly rely. In the latter case, however, we shall only be liable for the foreseeable damage typical of the contract. The same applies to breaches of duty by our vicarious agents.

(6) The above exclusions of liability shall not apply in the event of injury to life, limb or health. Liability under the Product Liability Act remains unaffected.

§ 12 Applicable law; place of jurisdiction; online dispute resolution and alternative dispute resolution; severability clause

(1) Swiss law shall apply to contracts between the provider and the customer to the exclusion of the UN Convention on Contracts for the International Sale of Goods. The statutory provisions restricting the choice of law and the applicability of mandatory provisions, in particular of the country in which the customer as a consumer has his habitual residence, remain unaffected.

(2) If the customer is a merchant, a legal entity under public law or a special fund under public law, the place of jurisdiction for all disputes arising from contractual relationships between the customer and the vendor is the registered office of the vendor.

(3) The European Commission provides at http://ec.europa.eu/consumers/odr/ a platform for online dispute resolution (OS).

(4) We are not obliged and not prepared to participate in a dispute resolution procedure in accordance with the German Consumer Dispute Resolution Act (VSBG).

(5) The contract shall remain binding in its remaining parts even if individual points are legally invalid. The ineffective points shall be replaced by the statutory provisions, if any. However, if this would constitute an unreasonable hardship for one of the contracting parties, the contract as a whole shall become invalid.

Status of the General Terms and Conditions for SANUSLIFE VOUCHER: 10.2023

These General Terms and Conditions of Business and Use (hereinafter: "GTC" or "Contract") govern the contractual relationship between SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG), ([email protected]), VATnumber & identification number: CHE-245.046.413, Commercial Register Office of the Canton of Zug, hereinafter referred to as "PROVIDER", "SLA", "we", "us" or "our" and you as a "COMPANY" or "NON-PROFIT" registered and verified SMART-Package-Partner who wishes to use one or more services of the SLA by activating an account, hereinafter referred to as "you", "you", "you" or "PARTNER".

Your contractual relationship with SANUSLIFE is a contract in accordance with the Swiss Federal Act on the Supplementation of the Swiss Civil Code (Part Five: Code of Obligations) of 30 March 1911 (SR 220)

1. general

1.1 "SANUSPORTAL" is a website operated under the Internet domains (https://sanuslife.com, https://sanuslife.com/finance and https://sanuslife.market, https://sanuspay.com, https://sanusapp.app) and via mobile applications "SANUSAPP" (app for Android and IOS) (hereinafter: "SANUSPORTAL") provided by the PROVIDER, which displays advertising and commercial offers of the PROVIDER and the PARTNERS in the respective area via an interactive map, also with the help of geolocalisation of the user.

1.2 By registering as a PARTNER and accepting these GTC, you confirm that you are concluding this contract as a PARTNER, i.e. as a natural or legal person concluding this contract in the course of your commercial, business, craft or professional activity.

1.3 Your use of the SANUSPORTAL and the utilisation of its services shall be subject to the provisions of a legally binding agreement between you and the PROVIDER. This legal agreement consists of

1. these General Terms and Conditions of Business and Use, which can be found in the footer of all SANUSLIFE websites under "Legal Documents" https://sanuslife.com/deu/pages/legaldocuments/index can be accessed;
2. the General Terms and Conditions of Business and Use of sanuslife.com/finance , which can be found at https://sanuslife.com/deu/pages/legaldocuments/terms_of_use_sanusfinance which are available at
3. the PROVIDER's privacy policy, which is available at https://sanuslife.com/de/legaldocuments
4. the choice of one of the PARTNER accounts offered (SMART, PRO, ULTRA,), which are available at https://sanuslife.com/deu/sanuslife/pricing and can be activated on the same;
5. when activating the "SANUSPAY" function: the terms and conditions of use for SANUSPAY, which are available at https://sanuslife.com/deu/pages/legaldocuments/sanuspay_merchant are available.

The GTC and the PROVIDER's Privacy Policy as well as the other agreements under (c) are hereinafter jointly referred to as the "PROVISIONS".

1.4 The PROVISIONS govern the relationship between you and the PROVIDER in connection with the use of the SANUSPORTAL and the other benefits arising from the COMPANY partner relationship and NONPROFIT partner relationship and form an integral part of all agreements made between you and the PROVIDER in connection with the use of the SANUSPORTAL. Deviating and supplementary provisions shall only apply if this has been expressly agreed.

1.5 You can use the functions of the SANUSPORTAL by activating the desired PARTNER account on the offer page of the services.

1.6 The use of the services of the SANUSPORTAL as a PARTNER may also be subject to further normative and contractual provisions, including those originating from third-party providers with whom the PROVIDER cooperates, insofar as these are necessary to guarantee the services or if you make use of them.

1.7 The contents of the SANUSPORTAL are offered in different languages. The PROVISIONS are available in several languages thanks to the integrated translation software. However, only the German text version of the PROVISIONS and the contents of the SANUSPORTAL shall be authoritative for your contractual relationship with the PROVIDER.

1.8 The PROVISIONS shall not be overridden by any other GTC and shall in any case apply to the contractual relationship between the SUPPLIER and SLA regarding the services of the SANUSPORTAL for SUPPLIERS, unless their validity has been expressly overridden in writing prior to your use of these services and their overriding has been confirmed in writing by SLA.

2 Conclusion of the Partner Agreement and acceptance of the PROVISIONS

2.1 In order to be able to use the services of the accounts offered by the PROVIDER as a PARTNER, you must first accept the PROVISIONS. By visiting the S-WEB SITES as a PARTNER and/or using the functions of the SANUSPORTAL as a PARTNER, you declare that you have read the PROVISIONS valid at the time of use and that you accept them. You should print out the PROVISIONS for your records or save them locally.

2.2 You may not use the functions of the SANUSPORTAL or accept the PROVISIONS if you

1. have not yet reached the legally required age (18 years) for the conclusion of a binding contract with the PROVIDER, or
2. you or your company are barred or otherwise legally prohibited from receiving or using the SANUSPORTAL and/or the related commercial activity under the laws of the country in which you operate or from which you access the SANUSPORTAL or use the relevant services of the PROVIDER;
3. you have already been rejected as a private individual or as a PARTNER for one of the accounts offered;
4. you do not offer your own products (goods & services) that you sell.

2.3 The PROVIDER reserves the right to change the PROVISIONS in whole or in part at any time at its own discretion and without giving reasons. Should this be the case, the changes to the PROVISIONS shall become effective upon their publication on the S-WEB SITES. By using the SANUSPORTAL and the associated services of the PROVIDER after publication of the changes, you accept the changes to the PROVISIONS. You should check the PROVISIONS regularly for changes.

3 Subject matter of the contract: Your advertising on the SANUSPORTAL.

3.1 The SANUSPORTAL is a software solution that provides users with a marketplace including an interactive map, business accounts and earning opportunities through successful recommendations of products and companies and allows the SUPPLIER to publish its commercial offers on this marketplace. The PROVIDER thus offers an information, advertising and business platform on the Internet and/or on an application basis within the SANUSPORTAL, which enables you to present your company to users of the SANUSPORTAL (both registered users and non-registered users) and to advertise your services and certain products with referral marketing.

3.2 These SANUSPORTAL services are offered by the PROVIDER as Software-as-a-Service (SaaS). The subject of the contractual relationship between you and the PROVIDER is therefore the provision of software on the Internet, whether for a fee or free of charge. For this purpose, the PROVIDER stores the software on a server that is accessible to you and all users via the S-WEB SITES and/or via mobile applications (apps for Android and IOS). The PROVIDER may make changes to the SANUSPORTAL and/or the S-PAGES at any time at its own discretion and provide updated versions of the SANUSPORTAL and/or the S-PAGES at any time.

3.3 In order to use the SANUSPORTAL function for an account, you have the option of uploading your company's data including industry affiliation, address, contact details, address of the S-PAGES (also as a link) as well as corresponding information and images for advertising purposes via the S-PAGES and/or the SANUSPORTAL dashboard and thus making them visible in the SANUSPORTAL for users of the same (both registered users and non-registered users) (so-called advertising space). Once you have successfully upgraded to an account (from LITE), you can create an advertising space in the SANUSLIFE Marketplace (the fees are listed on the price overview page here here). If it is not possible to enter the data yourself in the meantime, you can send your data to the PROVIDER and he will enter it for you free of charge. If it is possible to enter the data yourself via the S-WEB PAGE, but you would still like the PROVIDER to do this for you, you can commission the PROVIDER to do this for a fee.

3.4 As the SANUSPORTAL is an information, advertising and business platform, you yourself are responsible for the content and information that you publish on the SANUSPORTAL as a PARTNER and account user. The PROVIDER accepts no liability for this published content and information, nor for the offers and/or services that you make available to end customers in connection with the use of the SANUSPORTAL. You shall be solely responsible to the End Customer for all such services.

3.5 In the context of your use of the SANUSPORTAL, you may not make available or otherwise use any content, information, offers and/or services that infringe the rights of third parties (in particular in the area of data protection, competition, patent and/or trademark law or other industrial property rights) or violate statutory provisions (in particular those of public order and criminal law). In particular, you undertake to comply with the advertising guidelines applicable to your activity, in Italy in particular the "Codice di Autodisciplina della Comunicazione Commerciale" (Code of Self-Regulation for Advertising) of the Italian advertising industry (Istituto di Autodisciplina Pubblicitaria) in its currently valid version, available at https://www.iap.it/codice-e-altrefonti/ il-codice-il-codice-di-autodisciplina-dellacomunicazionecommerciale. You therefore acknowledge that the following content, in particular, is prohibited:

1. Content that infringes copyrights, trademark or patent rights or other industrial property rights of third parties;
2. pornographic or sexually explicit content;
3. Advertising or offering unauthorised services such as prostitution, offering drugs, weapons, human trafficking;
4. depiction of violence, accidents, corpses or similar, racist content;
5. misleading content and in general all content that violates the rules of fair competition and/or other general guidelines applicable to the country of your activity and your industry, in Italy in particular the applicable Code of Self-Regulation for Advertising "Codice di Autodisciplina della Comunicazione Commerciale" (Code of Self-Regulation for Advertising).
6. Content intended to advertise financial products.

3.6 The PROVIDER is entitled to review, amend and, if necessary, remove the content created by you at any time and at its own discretion if, in its opinion, it does not comply with the PROVIDER's philosophy, the applicable guidelines or laws.

3.7 You undertake to indemnify the PROVIDER against all third-party claims relating to possible infringements of rights in connection with the content and information published by you on the SANUSPORTAL or the S-WEB SITE and to reimburse the PROVIDER for all costs and damages incurred directly or indirectly as a result of infringements of rights.

3.8 By transferring your data and images to the PROVIDER for publication on the SANUSPORTAL, you grant the PROVIDER a worldwide, non-exclusive and royalty-free package to the corresponding content and the associated rights (including copyrights, patents, trademarks and other industrial property rights) so that these can be published and made available within the SANUSPORTAL and its further developments. The PROVIDER may also use any content that you have created for use on the SANUSPORTAL at any time for its own purposes, including for marketing purposes. This package is unlimited and irrevocable. Any property rights to the content in question shall remain unaffected. Any liability of the PROVIDER in connection with the use of your content and/or rights is excluded.

3.9 The PROVIDER shall be authorised to display or have displayed within the SANUSPORTAL advertisements and offers of its own company as well as those of other PARTNERS and other third parties. The SUPPLIER shall not be granted any local or industry-specific exclusivity for its advertising placement on the SANUSPORTAL. However, the PROVIDER warrants to the SUPPLIER that the advertisements or offers of the PROVIDER or third parties shall not interfere with the visibility of the SUPPLIER's commercial offers and shall not impede the operation and functionality of the SANUSPORTAL.

3.10 As a SUPPLIER, you are aware that the SANUSPORTAL may also contain comments on your services and user reviews of your business. However, if the function is activated, please note that the PROVIDER has no influence on these comments and ratings created by users and is therefore not liable to you as a pure provider for their content. However, if you consider a rating or comment to be inappropriate or unlawful, you can report this to the PROVIDER, which will then review it at its own discretion and, if necessary, remove it if, in its opinion, this rating or comment does not comply with the applicable guidelines or laws.

3.11 The PROVIDER reserves the right, at its own discretion, to accept you as a PARTNER as a participant in the SANUSPAY payment system after activating the "SANUSPAY" payment method. The prerequisite is that you have accepted the GTC SANUSPAY expressly. Once you have been accepted as the holder of a SANUSPAY Acceptance Point, the PROVIDER will provide you with the corresponding software as provided for in the aforementioned Terms of Use for SANUSPAY Acceptance Points.

3.12 As a PARTNER, you may purchase an unlimited number of SMART Packages. One (1) SMART Package includes one advertising space in the SANUSLIFE Marketplace and any number of SANUSPAY presets, i.e. ready-made settings masks for all percentages of the deals (SAC, SP, SB, SC). Theme-related SANUSPAY presets can be created and saved, which are displayed in the advertising space. The SMART Package fee cannot be cancelled, regardless of whether and when you set up the advertising space and bring it online or it is rejected by the PROVIDER.

3.13 As a PARTNER with a SMART account, you may not disclose to third parties any technical or commercial information of the PROVIDER that you obtain in the course of the contractual relationship, neither during the contractual relationship nor for at least three (3) years after its termination, nor may you use such information for purposes not agreed in this contract.

4 User fee for the SANUSPORTAL.

4.1 The use of the SANUSPORTAL is generally subject to a fee for COMPANY partners, i.e. profit-orientated companies, and free of charge for NON-PROFIT partners, i.e. non-profit-orientated companies, irrespective of any discount campaigns offered by the PROVIDER. By registering on the S-WEB SITES or creating a user account, you make a binding declaration that you wish to use the SANUSPORTAL under the conditions stated on the S-WEB SITES. All prices and other fees for the use of the SANUSPORTAL are listed on the S-PAGE in each case for COMPANY Partner and NON-PROFIT partners and are always exclusive of the legally applicable taxes and/or other duties. The PROVIDER reserves the right to change the prices periodically and unilaterally.

4.2 The subscription contract begins on the day the contract is concluded and is valid for an indefinite period. It is automatically renewed with each monthly subscription payment in accordance with the fee schedule. Cancellation of the subscription contract is deemed to be the suspension or interruption of the subscription payment, which is always due in the following month based on the contract conclusion date. After twelve (12) months of inactivity, your account including all data will be deleted, provided no purchases have been made. If purchases have been made, your account and all relevant data will be archived for ten (10) years. Until the time of deletion, you can back up the data at any time (e.g. by downloading it).

4.3 The fees for the use of the SANUSPORTAL are payable monthly in advance at the beginning of each contract month via the subscription. You will be informed of the due date by e-mail and via the SANUSAPP application and requested to pay these amounts in the form of a monthly usage fee. The corresponding amount will also be displayed in your login area in the SANUSAPP and also on https://sanuslife.com/finance or SANUSAPP (PlayStore & AppStore) under "PLAN". After receiving this payment request, you are obliged to pay the monthly usage fee in advance. The invoice will be issued upon receipt of payment.

4.4 Payment can only be made using the payment methods shown on the S-WEB SITES and in the SANUSPORTAL. This requires that the accounts at https://sanuslife.com/finance or SANUSAPP are filled with credit. The PROVIDER reserves the right to change the terms of payment.

4.5 If you are even partially in arrears with a payment, the PROVIDER is authorised to interrupt your contractual services, remove your content from the SANUSPORTAL and block your access to the account. The system will automatically downgrade you to the "LITE" account. The PROVIDER reserves the right to assert any further claims in connection with the default in payment.

5 Other terms of use on the SANUSLIFE Marketplace.

5.1 You may only use the SANUSPORTAL and the corresponding content within the scope of the contractually agreed scope of use and thus exclusively for the promotion of your company and its services. You are not entitled to any further rights. Any further use requires the prior written consent of the PROVIDER.

5.2 If you exceed the contractual scope of use or otherwise use the SANUSPORTAL or SANUSPORTAL content unlawfully or permit such use, the PROVIDER may interrupt its contractual services and block your access to the SANUSPORTAL and/or terminate the contractual relationship without further notice. In this case, you shall be responsible for all resulting damages and/or third-party claims and shall be obliged to indemnify the PROVIDER against all third-party claims.

5.3 The PROVIDER may terminate the contract with you at any time if it has the impression that you are frequently changing the percentages for SANUSBUSINESS, namely for the SANUSCREDITS, SANUSPLANET and SANUSCOIN areas, solely because you expect short-term advantages in ranking or visibility, and in doing so are consciously or unconsciously misleading or deceiving users. The PROVIDER may also terminate the contract, for example, if customers complain that they were previously shown more percentages than the system actually billed and it can be proven that this happened because you changed the percentages too quickly in succession for the reasons mentioned above.

5.4 The PARTNER accounts may only be used to advertise your own company. Setting up and advertising the products of third-party companies, such as MLM companies for which you work as a salesperson, is prohibited and may result in cancellation without notice. No websites or e-mail addresses with the domain name "SANUSLIFE" may be provided, not even by other MLM companies. If the PROVIDER only discovers these or similar offences at a later date, the account package fees and the monthly fees cannot be contested. Furthermore, the PROVIDER reserves the right to demand an additional administrative & reminder fee penalty of at least EUR 1,500 plus legal fees from the PARTNER.

5.5 SANUSPORTAL shall be the exclusive property of the PROVIDER. By using the SANUSPORTAL, you do not acquire any claims or rights to the SANUSPORTAL or its content, in particular not to the software or the S-WEB SITES. All copyrights, patent rights, trade mark rights and other industrial property rights shall remain with the PROVIDER. You are not permitted to copy, reverse engineer, reproduce, sell or temporarily transfer, rent or lend the SANUSPORTAL, the S-PAGES and/or the PROVIDER's software or parts thereof.

5.6 The PROVIDER shall be entitled to take technical or other measures at its own discretion at any time to protect the SANUSPORTAL from non-contractual use and/or to introduce additional terms of use.

5.6 You are obliged to take all necessary and/or appropriate measures to prevent unlawful or non-contractual use of the SANUSPORTAL. If you recognise or should recognise that there is a threat of unlawful or non-contractual use, you are obliged to inform the PROVIDER of this immediately. In addition, you are obliged to protect the access authorisations assigned to you as well as identification and authentication information from access by third parties and not to pass them on to unauthorised persons.

6 Disclaimer of warranty by the PROVIDER.

6.1 The services of the SANUSPORTAL, including the content and services of the S-WEB SITES, as well as all other alias pages of the PROVIDER shall be provided "as is" and the PROVIDER shall not assume any warranty or guarantee in this regard.

6.2 The PROVIDER therefore accepts no responsibility for permanent or temporary errors, omissions, interruptions, deletions, defects, delays and/or adjustments in the operation, transmission and/or provision of the content and services of the SANUSPORTAL, communication line failures, unauthorised access to, theft of, loss of and/or damage to data that you provide, create or receive in the course of using the SANUSPORTAL. Furthermore, the PROVIDER is not responsible for problems or technical faults in connection with the mobile Internet, telephone networks or lines, online systems, servers or providers, computer equipment, software, or for failures of e-mails or the service provider for processing electronic payments due to technical problems or data congestion on the Internet, or a combination thereof. The PROVIDER is also not liable for any changes that it should make to the marketplace.

6.3 The PROVIDER can also not be held liable for content and information that you yourself have made accessible via the SANUSPORTAL or via the S-WEB SITES of third parties, or that is misused by them.

6.4 In particular and inter alia, SLA does not warrant or guarantee that:

1. your use of the SANUSPORTAL will not be interrupted and/or will be timely, secure and/or free from errors or faults; however, the PROVIDER will endeavour to restore the availability of the SANUSPORTAL as soon as possible in such event;
2. your use of the SANUSPORTAL satisfies your expectations or your advertising on the SANUSPORTAL is commercially successful;
3. comments and ratings from users on the SANUSPORTAL are objective and/or correct;
4. any information you receive in the course of using the SANUSPORTAL is accurate or reliable;
5. depiction of violence, accidents, corpses or similar, racist content;
6. errors in the operation or functionality of any computer programs made available to you as part of the PROVIDER's services.

6.5 In no event shall the PROVIDER be liable for any damages (including indirect or consequential damages and loss of profit) arising directly or indirectly from the use of the SANUSPORTAL, except in cases of wilful misconduct or gross negligence.

6.6 The PROVIDER is not a contractual partner of the services that you offer to end customers within the framework of the SANUSPORTAL or as a consequence thereof. The PROVIDER does not assume any warranty or other guarantee for the content, information, offers and services that you make available to end customers in connection with the use of the SANUSPORTAL, nor for the comments and ratings that end customers leave about your services and offers on the SANUSPORTAL or in other applications and S-WEBSITES on the Internet.

6.7 Other conditions, warranties or other terms (including any terms relating to satisfactory quality, fitness for purpose or conformity with descriptions) shall also not apply to the PROVIDER's services, unless expressly stated otherwise in these GTC.

6.8 The exclusions or limitations of liability of the PROVIDER contained in this section 6 shall not apply in cases of intent or gross negligence.

7 Termination and cancellation of the contract.

7.1 The contractual relationship may be terminated by the PROVIDER at any time without notice and without stating reasons; the SUPPLIER may terminate the contractual relationship by suspending payments.

7.2 Notwithstanding other statutory or contractual grounds for termination, the PROVIDER shall be entitled to terminate the contractual relationship with immediate effect by closing the account without notice if one or more of the following events occur:

1. Opening of insolvency proceedings or insolvency-like proceedings in relation to the SUPPLIER;
2. Cessation of payments by the SUPPLIER, assignment of parts of the company to satisfy creditors as part of a reorganisation of the SUPPLIER;
3. liquidation or dissolution of the SUPPLIER's company or termination of the SUPPLIER's business activities for any other reason;
4. Termination of any existing contractual relationship between the PROVIDER and the SUPPLIER as reseller due to serious contractual non-compliance by the SUPPLIER with the provisions for resellers;

8. notices.

8.1 Any notice to the SUPPLIER in connection with the contractual relationship shall be deemed duly delivered if it has been sent by registered letter with acknowledgement of receipt, certified e-mail, ordinary e-mail or notification via the SANUSPORTAL to the contact details stored in the Dashboard by the SUPPLIER itself.

8.2 Notifications to the PROVIDER in connection with the contractual relationship must be sent by registered letter with acknowledgement of receipt, certified e-mail or ordinary e-mail to the following address: SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG), [email protected].

9 Applicable law and place of jurisdiction. Place of fulfilment.

9.1 German law shall apply to all relationships between the contracting parties, including these GTC, to the exclusion of the conflict of laws provisions.

9.2 The exclusive place of jurisdiction for all disputes arising from and in connection with the relationship between the contracting parties, including these GTC, shall be Swiss law.

9.3 The place of fulfilment for all contractual services is the legal domicile of the PROVIDER.

10 Final provisions.

10.1 Should one or more clauses of the PROVISIONS be or become invalid and/or ineffective, this shall not affect the validity and effectiveness of the remaining provisions.

10.2 Should you breach one or more clauses of the PROVISIONS, any tolerance of this breach by the PROVIDER shall in no case result in the waiver of its rights and other effects under the relevant provisions or the waiver of the right to full fulfilment of the obligations and conditions of the contractual relationship and/or the PROVISIONS.

Between SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG) – hereinafter referred to as "SANUSLIFE" – and you, as a non-profit organization – hereinafter referred to as "Sponsor Partner" – jointly referred to as "the Contracting Parties".

Your contractual relationship with SANUSLIFE is a contract in accordance with the Swiss Code of Obligations (SR 220).

SANUSLIFE is an international company based in Switzerland that operates a digital ecosystem for health, lifestyle and sustainable consumption. This ecosystem includes two key functions:

1. Software-as-a-Service (SaaS) für Händler

Merchants can list their products and services through the SANUSLIFE platform (Marketplace, SANUSAPP), process payments, and become part of the ecosystem.

1. SaaS for referral marketing

Members ("Members") and contractually bound partners such as non-profit organizations ("Sponsor Partners") can voluntarily recommend the platform as well as the products and services of the merchants. For successful referrals, SANUSLIFE rewards loyalty points with an equivalent value of 1:1 in euros.

These points are documented in the back office and can be automatically converted into the utility payment token SANUSCOIN after confirmation of the terms and conditions and successful KYC/KYB check. The payout is made via the SANUSAPP into the integrated SANUSCOIN wallet.

The technical processing and custody of the tokens is carried out by the licensed third-party provider Naocoin, which meets the legal requirements for KYC/AML and complies with the criteria of the European MiCA regulation. For the use of SANUSCOIN, separate agreement to Naocoin's T&Cs is required.

Participation in the referral program is voluntary, does not establish an employment relationship and requires registration and verification (KYC for individuals, KYB for companies). Sponsor Partners must also conclude a SMART Partner Agreement, which forms the basis for sponsorship payments.

Under this Agreement, SANUSLIFE will provide the Sponsor Partner with personalized web pages through the www.sanuslife.com Portal, the SANUSLIFE Marketplace or the SANUSAPP in order to enable the registration of interested parties and to implement agreed promotional activities. The sponsorship money payments are earmarked and are made exclusively for the contractually defined services.
 

§ 1 Services provided by SANUSLIFE

1. SANUSLIFE undertakes to activate the account type "SMART+" (visible here) including free wallets for the sponsor partner after successful verification via KYC (Know Your Customer) or KYB (Know Your Business) as a NON-profit company, as well as an advertising space on https://app.sanuspay.com and various other features as per account type and description on the fees page according to SMART+. 
    
2. SANUSLIFE undertakes to pay sponsorship money to the sponsor partner in accordance with the remuneration plan in force from time to time. An entitlement to sponsorship money only arises if participants or members referred by the sponsor partner have demonstrably generated sales via the SANUSLIFE Marketplace (https://sanuslife.market) or via the SANUSPAY Map through payments in local stores. The amount of the sponsorship payment is based on the criteria set out in the compensation plan.
    
3. Other prerequisites for correctly declaring the sponsorship funds are the correct indication of the currencies (EUR & SAC), currency rates and amounts on the sponsorship receipt, which can be uploaded by the sponsor partner in the SANUSLIFE back office or sent to [email protected] . Furthermore, the sponsorship receipt must be issued to the following address: 
   SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZUG), CHE-245.046.413, and only legally correct sponsorship receipts will be accepted.
    
4. SANUSLIFE undertakes to provide the Sponsor Partner with accrued sponsorship funds para. (2) to the Sponsor Partner at daily, weekly, monthly and annual intervals in a back office as loyalty points and to transfer them to SANUSCOIN through an APP in APP transaction. The disbursement of the sponsorship money will only be made in SANUSCOIN. When paying out in SANUSCOIN, an average exchange rate of the collection of all products and services that have been paid for applies. Any exchange rate fluctuations between the local currency on the loyalty receipt and the SAC amount finally paid out are at the expense of/in favor of the contractual partner (sponsor partner).
    
5. The realisation of the communicative goals pursued by SANUSLIFE by entering into this contract has no influence on the sponsor partner's claim for remuneration, unless the sponsor partner has culpably made it more difficult or thwarted their achievement by breaching essential contractual obligations or by grossly negligent conduct.

§ 2 Consideration of the Sponsor Partner

The Sponsor Partner undertakes to provide the following consideration for the services provided free of charge by SANUSLIFE:

1. Placement of the SANUSPAY payment method on site in the checkout area and/or online on the website of the sponsoring partner and implementation of all advertising measures, with the aim of registering its own members with SANUSLIFE via the subdomain provided (https://sanusapp.app/referral?sponsor=...);
    
2. Sending the newsletter content of its own and/or provided by SANUSLIFE via the company's newsletter in compliance with the relevant legal provisions, at least eight (8) newsletters per year;
    
3. Placement of social media postings via SANUSLIFE, SANUSPLANET, SANUSCOIN and/or the SANUSAPP on all operated social media channels of the Sponsoring Partner, at least twelve (12) postings per year;
    
4. Placement of the logos SANUSLIFE, SANUSPLANET and/or SANUSCOIN together with the naming of SANUSLIFE on the website of the sponsoring partner; Placement of advertising materials provided by SANUSLIFE for special prices, such as standing banners, flyers, brochures, videos and the like, in clearly visible or well-attended presentation or sales areas of the sponsoring partner
    
5. Complete installation of the advertising space provided by SANUSLIFE according to specifications, on its own initiative or with the help of SANUSLIFE, by depositing or sending meaningful images (logo, organizational purpose, etc.) as well as continuous review of the content for topicality, such as opening hours, description, links, etc.

§3 Code of Conduct for the Sponsor Partner

a. General Obligations of the Sponsoring Partner

When using the sanuslife.com, sanusapp.app, sanuspay.com, and sanuslife.market portal, as well as sanusplanet.org, the sponsoring partner is prohibited from violating the rights of third parties, harassing third parties or otherwise violating applicable law or common decency. In particular, the Sponsor Partner undertakes to refrain from the following actions:

1. Distribute statements that are offensive, harassing, violent, glorify violence, inflammatory, sexist, obscene, pornographic, racist, morally objectionable, or otherwise offensive or prohibited;
    
2. Insulting, harassing, threatening, frightening, slandering, embarrassing any other sponsor partner, entrepreneur, customer, employee or sponsor partner of SANUSLIFE;
    
3. Spying, disclosing or disseminating personal or confidential information of other sponsoring partners, entrepreneurs, customers, employees or sponsor partners of SANUSLIFE; or otherwise disregard the privacy of other sponsor partners, entrepreneurs, customers, employees or sponsor partners of SANUSLIFE;
    
4. Disseminating untrue claims about race, religion, gender, sexual orientation, origin, social welfare of other sponsoring partners, entrepreneurs, customers, employees or sponsor partners of SANUSLIFE;
    
5. Spying, disseminating or disseminating confidential information of SANUSLIFE;
    
6. Spreading untrue claims about SANUSLIFE;
    
7. Use any legally protected images, photographs, graphics, videos, music, sounds, text, trademarks, titles, names, software or other content and marks without the consent of the copyright holder(s) or permission by contract, statute or regulation;
    
8. Dissemination of statements with advertising, religious or political content;
    
9. Using prohibited or illegal content;
    
10. Exploitation of errors in programming (so-called bugs);
     
11. Take any action that may result in excessive load on servers and/or have a significant impact on operations for other customers;
     
12. Hacking or cracking, as well as promoting or encouraging hacking or cracking;
     
13. distributing counterfeit software and promoting or encouraging the distribution of counterfeit software;
     
14. Upload files that contain viruses, Trojan horses, worms or corrupted data;
     
15. Use or distribute "auto" software programs, "macro" software programs, sniper functions, malicious functions (malware or spyware) or other "cheat utility" software programs;
     
16. Modifying the Service or any part thereof;
     
17. Use software that enables data mining or otherwise intercepts or collects information related to the Service;
     
18. interfere with transmissions to and from the service servers and the website servers;
     
19.  intrusion into the service, data or website servers;
     
20. use unrecognizable and/or invisible methods to generate clicks or transactions that are not triggered by the affirmative action of an end user;
     
21. use cookies, devices, programs, robots, iframes or hidden frames, pop-up windows, or any other operation or process that prevents SANUSLIFE from correctly identifying and tracking transactions;
     
22. Avoid misleading or deceiving other sponsor partners, entrepreneurs, customers, employees or sponsor partners of SANUSLIFE with the aim of getting them to click on a sponsored/sales link;
     
23. in addition, the sponsor partner is prohibited from processing and/or passing on to third parties via the portal www.sanuslife.net without the consent of the respective data subject, his or her personal data (in particular address, telephone number, e-mail address) without consent. In particular, the sponsor partner is prohibited from contacting the data subject for business purposes without consent.

SANUSLIFE points out its domiciliary rights with regard to the use of its Portal www.sanuslife.com and expressly reserves the right to immediately block and terminate the contract immediately in accordance with applicable law if one of the obligations regulated in paragraph (1) or otherwise applicable law is violated in the course of use.

b. Rankings

1. When uploading and publishing texts and media content on SANUSLIFE websites, the sponsoring partner assures that it has all the corresponding rights. Otherwise, SANUSLIFE has the right to delete them and take the sponsor partner offline.
    
2. The sponsoring partner may only place content on SANUSLIFE websites whose copyrights are owned or possessed by it or over which it is entitled to use.
    
3. Texts and media content whose rights do not belong to the sponsor partner or which are disputed between the sponsor partner and third parties may not be uploaded to SANUSLIFE websites.
   
    

c. Misleading, Diversion, and Framing

Sponsor Partners shall not, expressly, by means of representations or otherwise, give any other Sponsor Partners, companies, customers, employees or Sponsor Partners of SANUSLIFE the impression that they are on the Platform and/or Advertising Content of SANUSLIFE, even though they are actually on their website or platform.

 

d. Password-protected parts of the SANUSLIFE website

1. The password-protected parts of the SANUSLIFE websites are intended exclusively for sponsor partners worldwide. Note: Passwords should not be shared with third parties and must be protected from unauthorized access. If the Sponsor Partner has become aware of the unauthorized use of his password, he should inform SANUSLIFE immediately. SANUSLIFE assumes no liability and responsibility for damages resulting from the misuse of passwords.
    
2. The right to use the password-protected parts of the SANUSLIFE websites ends upon termination of the sponsorship agreement, without the need for further action by SANUSLIFE. In the event of termination, the Sponsor Partner must delete or destroy all stored, printed or copied materials, unless they are required to be retained due to mandatory legal requirements.

e. Special rules on the use of materials

1. SANUSLIFE grants the Sponsor Partner access to the SANUSLIFE "Media Center" (www.sanuslife.net> Login > My Profile).
    
2. The Sponsor Partner undertakes to use the SANUSLIFE website material (or parts thereof) made available to it exclusively for the purpose of sales promotion (e.g. print and/or online advertising) unchanged, with reference to the source and only for the purpose of advertising SANUSLIFE, its goods in the context of product sales or customer or sponsor partner acquisition or maintenance; the reference must be identified a) – if available – in the imprint and b) easily recognizable and accessible on the respective material or – if this is not possible – in the immediate vicinity of the attachment of the SANUSLIFE website material used by the following notice: "Source: SANUSLIFE".
    
3. The materials used by the sponsor partner as advertising material and provided by SANUSLIFE must not give the incorrect impression that the sponsor partner produced the product in whole or in part himself or with the help of third parties, nor that the result was largely generated by his or her cooperation. Likewise, the aforementioned materials provided by SANUSLIFE may not be changed or otherwise edited.
    
4. The sponsoring partner is prohibited from designing and/or having designed offline advertising materials such as flyers, roll-ups, brochures, car stickers, business cards or the like. All offline advertising materials can only be obtained directly from SANUSLIFE (Marketplace).
    
5. It is strictly prohibited to use the "SANUSLIFE" sign, other SANUSLIFE website trademarks, other trademarks or other intellectual property of SANUSLIFE that can be clearly attributed to SANUSLIFE (business areas, product brand names, product labels or parts of SANUS...), for domain names, e-mail or social media characters, chat names, Internet portals, apps, groups, online videos or other advertising media and channels in an identical, similar or abbreviated manner.
    
6. The Sponsor Partner is responsible for the content of its own advertising or promotional activities, self-created websites, etc., in particular with regard to misleading earning opportunities in the SANUSLIFE Marketplace, health claims and financial statements.
    
7. The sponsoring partner is prohibited from downloading and/or modifying SANUSLIFE videos from SANUSLIFE's YouTube channel or other platforms or making them publicly available on other media. SANUSLIFE videos, which can be found via various channels on the Internet, may only be linked, but never downloaded and re-uploaded. Only linking or embedding with the already mentioned source reference is permitted: "SANUSLIFE" in one's own online presences.
    
8. No video and/or audio recordings/recordings of SANUSLIFE webinars, SANUSLIFE events, SANUSLIFE presentations, SANUSLIFE events, etc. may be made, reproduced, distributed and made publicly available via the Internet or other means or otherwise made available for use.
   
    

f. Special regulations for the use of the SANUSLIFE trademarks and trademarks

1. SANUSLIFE grants the Sponsoring Partner the non-exclusive right to use the SANUSLIFE website trademarks or marks internationally in connection with the promotion and distribution of all SANUSLIFE products within the scope of the contractual requirements.
    
2. The sponsoring partner is not entitled to create an independent shop system with SANUSLIFE website products or to sell SANUSLIFE marketplace products via its own or other third-party websites or to register new customers or sponsor partners. Links to SANUSLIFE websites or to its personalized SANUSLIFE website, with or without reference to SANUSLIFE Marketplace, are permitted and recommended. It is crucial that the entire purchase process is handled via the personalized SANUSLIFE website.
    
3. The Sponsoring Partner shall not be entitled to combine the SANUSLIFE Website Marks or any other distinctive mark or other intellectual property of SANUSLIFE with any other identification element to form an overall trademark or distinctive signs and/or to use the aforementioned SANUSLIFE Marks as a company name or as part of its company name.
    
4. The Sponsoring Partner may not modify the SANUSLIFE website trademarks or any other distinctive signs or other intellectual property of SANUSLIFE in any way, nor may it use them in a modified manner in the course of business. In particular, the use of all designs with different colours in relation to the original SANUSLIFE elements is also inadmissible.
    
5. The non-exclusive, contractually limited right to use the SANUSLIFE website trademarks or other marks or other intellectual property of SANUSLIFE is valid only for the term of the sponsor partner agreement.
    
6. SANUSLIFE reserves the right to change or discontinue any SANUSLIFE website trademarks over time. The Sponsor Partner will be requested to use only the new logo with the new SANUSLIFE website brand after a period of six (6) months from the introduction of the new logo. The sponsoring partner is obliged to regularly check the up-to-dateness of the SANUSLIFE website brands itself and to acknowledge or accept any changes.
   
    

§ 4 Warning, contractual penalty, damages, indemnification

1. In the event of a first breach of the obligations of the sponsor partner regulated in § 3, SANUSLIFE shall issue a written warning with a deadline of ten (10) days to remedy the breach of duty. The sponsor partner undertakes to reimburse the warning costs, in particular the lawyer's fees incurred for the warning.
    
2. If, after the expiry of the remedy period set by the warning, the same or an identical infringement occurs again, or if the originally warned violation is not remedied, a contractual penalty is immediately due at the discretion of SANUSLIFE and to be examined by the competent court in the event of a dispute. In addition, further legal fees are incurred for the enforcement of the contractual penalty, which the sponsor partner is obliged to reimburse.
    
3. Notwithstanding the forfeited contractual penalty, the Sponsor Partner shall also be liable for all damages incurred by SANUSLIFE as a result of a breach of duty by the Sponsor Partner, unless the Sponsor Partner is not responsible for the breach of duty.
    
4. The Sponsor Partner shall indemnify SANUSLIFE in the event of a claim by a third party due to a breach of one of the contractual obligations or any other violation by the Sponsor Partner of applicable law on SANUSLIFE's first requirement.
    
5. In particular, the Sponsor Partner undertakes to bear all costs, in particular lawyers' fees, court costs and damages, incurred by SANUSLIFE in this context.
   
    

§ 5 Tax Information for Non-Profit Sponsor Partners

1. Display and conversion of Loyalty Points

• The Loyalty Points earned as part of the sponsorship are displayed in the back office. 
• After confirmation of the terms and conditions and successful verification as a non-profit organization, the automatic conversion and credit to the utility payment token SANUSCOIN (SAC) takes place.
   

2. Tax Responsibility of the Sponsor Partner

• The Sponsor Partner is solely responsible for the correct tax treatment of the amounts received in accordance with the applicable national regulations.
• A sponsorship receipt must be created with the exact amount, based on:
  • the fiat value of the SANUSCOIN account statement, or
  • the amount of the loyalty receipt.
• The receipt must be sent to [email protected] without delay – alternatively as a monthly summary.
  
   

3. Consequences of missing or incorrect receipt
 

• If a proper sponsor receipt is not submitted, the sponsor partner will bear the tax consequences, including possible tax liability.
• SANUSLIFE can reclaim funds already transferred in fiat value if:
  • incorrect or incomplete information has been provided, incorrect or inadmissible sponsorship receipts have been created,
  • it subsequently turns out that the sponsoring partner was not entitled to conclude a sponsorship contract.
     

4. Legal Notices

• The system is a loyalty/referral program, not a classic airdrop.
• The utility payment tokens SANUSCOIN are not securities and serve exclusively as a means of payment within the SANUSLIFE ecosystem.
• GDPR-compliant data processing is guaranteed. All personal data will be used exclusively for the fulfilment of legal obligations and the implementation of the programme.

5. Consent

• By concluding the SMART Partner Agreement, the Sponsor Partner expressly agrees to these terms and conditions and confirms participation in the Sponsor Concept in compliance with all legal and tax requirements.
  
   

§ 6 Remuneration of Loyalty Points

From 01.01.2026, SANUSLIFE will pay out loyalty points instead of classic fiat commissions as remuneration for successful referrals in the form of SPONSOR MONEY. Loyalty points are not legal tender and have no fixed monetary value. They serve as an internal unit of calculation for later conversion into SANUSCOIN (utility payment token).

Earning Points: Sponsor Partners earn Loyalty Points when their referred customers, companies or non-profits make purchases through the SANUSLIFE platform using the SANUSPAY Triple Effect (including Stripe payments).

The amount depends on the applicable remuneration plan (available in the SANUSAPP). Points are calculated daily, weekly, monthly or annually and are displayed in the member back office (https://sanusbusiness.com).

Conversion: After activation (T&C confirmation and KYB), the points are automatically converted into SANUSCOIN and credited to the member's wallet. The transfer will be made via the third-party custodian Naocoin; a separate contract is required for this.

Value and risk: The euro amount shown on the loyalty receipt serves exclusively as a guideline for the number of points. The actual fiat value in the SANUSCOIN account statement may differ, as the conversion takes place 24-48 hours after purchase and the price of the SANUSCOIN at the time of payment of the customer is decisive. Until the payout, the fiat value may vary due to the price movement. The member agrees to this and is aware that price losses up to a total loss are possible.

Fiat payout by SANUSLIFE is excluded; a sale will take place independently via Naocoin.

 

§ 7 Loyalty, Information, Confidentiality

The contracting parties commit themselves to mutual respect, good behaviour and loyalty. At no time will you make negative comments about each other or their products or otherwise affect their reputation. These obligations shall continue to apply after termination of the contract.

The Parties shall promptly inform each other of any circumstances that may be relevant to the performance of this Agreement. All measures with a public impact must be coordinated in advance with the other contracting party, if possible.

The contracting parties undertake to treat the content of the contract and all circumstances in connection with it confidentially vis-à-vis third parties. Disclosure to third parties is only permissible on the basis of mandatory statutory provisions or an incontestable official order, alternatively with the prior express written consent of the respective other contracting party is permissible. This obligation shall continue to apply after termination of the contract.

§ 8 Disclaimer

1. SANUSLIFE excludes any liability towards the sponsor partner for damage that is not based on a grossly negligent or intentional breach of duty on the part of SANUSLIFE or on a grossly negligent or intentional breach of duty by a legal representative or vicarious agent of SANUSLIFE.
    
2. The contracting parties agree that SANUSLIFE is neither involved in the organization nor in the implementation of the measures according to § 2 and bears no responsibility for them. The sponsoring partner is obliged to indemnify SANUSLIFE against all possible claims for damages by third parties arising from or in connection with the measures, unless these are based on intentional action by SANUSLIFE.

§ 9 Conclusion of Contract; Term and Termination; Option rights

1. The contract comes into force after registration as a NON-PROFIT and successfully completed KYC/KYB procedure and runs for an indefinite period of time. It can be terminated by either party at any time with a notice period of one month to the end of the month.
    
2. The right to extraordinary termination of the contract for good cause remains unaffected. The notice of termination on the part of the sponsor partner must be notified by e-mail to [email protected] with the subject "Termination request for cooperation". SANUSLIFE undertakes to deactivate the Sponsor Partner's account immediately after reading the e-mail, which will make the Sponsor Partner invisible on the SANUSLIFE platform. All sponsorship money accrued up to the deactivation of the account of the sponsor partner is then void.
    
3. The notice of termination on the part of SANUSLIFE is also made by notification via e-mail to the sponsoring partner and by the immediate deactivation of his account.
    
4. Should further forms of advertising be permissible or possible in the future due to a further development of the legal situation or technical progress than is currently the case, SANUSLIFE has the right to demand that the sponsor partner grant these further advertising opportunities in return for an additional fee to be determined by mutual agreement. In the event that the Sponsor Partner should not agree to such an amendment to the Agreement within the meaning of sentence 1, both parties shall have the right to terminate the Agreement extraordinarily at the time the amendment of the Agreement comes into force.

§ 10 Restitution of benefits

Only the sponsorship money that may have accrued by the time the account is deactivated is understood to be the reimbursement of services. In addition, any claim to the reimbursement of services is entitled, as the services have been provided to the sponsoring partner free of charge.
 

§ 11 Written Form, Language of Contract, Severability Clause

1. There are no oral ancillary agreements. Amendments or additions to this contract must be made in writing in order to be effective. This also applies to a waiver of this written form requirement.
    
2. The language of the contract is German. Any translations of this Agreement into other languages are for informational purposes only, so the German language version of the Agreement will be the prevailing version.
    
3. Should individual provisions of this contract be invalid or unenforceable in whole or in part, or if they subsequently lose their validity or enforceability, this shall not affect the validity of the remainder of this contract. In this case, the contracting parties undertake to replace the invalid or unenforceable provision with an effective or enforceable one that comes closest to the purpose of the contract. If the purpose of the contract cannot be achieved with an effective or feasible regulation, each party has the right to terminate the contract without notice for good cause. In this case, neither party shall be obliged to return the service(s) received from the other party. The same applies to any gaps in the contract.

§12 Applicable Law, Place of Performance, Place of Jurisdiction, Precedence of the Sponsor Agreement; Modification of the T&Cs

1. This contract is governed by Swiss law. 
    
2. The place of performance for all obligations arising from this contract is the registered office of SANUSLIFE in Baar, Switzerland.
    
3. The place of jurisdiction for all disputes arising from this contract is the registered office of SANUSLIFE in Baar, Switzerland.
    
4. To the extent that other agreements concluded between the parties result in provisions that contradict the clauses of this Sponsor Agreement, the provisions of this Sponsor Agreement shall prevail.
    
5. SANUSLIFE is entitled to amend these T&Cs at any time and will announce changes to the Sponsor Partner with a notice period of at least six (6) weeks prior to their entry into force, specifically stating the future amendment to the contract. The Sponsor Partner has the right to object to the change or to terminate the contract in text form without observing a notice period for the entry into force of the change. In the event of an objection, SANUSLIFE is entitled to terminate the contract with notice. Unless the Sponsor Partner terminates the Agreement or objects to the change by the time the change takes effect, the changes will take effect from the date specified in the change notice. SANUSLIFE will inform the Sponsor Partner of the significance of its silence in the change notice.
    
6. In the event that these General Terms and Conditions are translated into another language and there is any inconsistency in any provision between the German version and the translated version of the General Terms and Conditions, the German version shall always prevail.

Terms and conditions as of January 2026

These General Terms and Conditions of Business and Use (hereinafter: "GTC" or "Contract") govern the contractual relationship between SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG), ([email protected]), VATnumber & company identification number: CHE-245.046.413, Commercial Register Office of the Canton of Zug, hereinafter referred to as "SANUSLIFE Marketplace", "SANUSLIFE Marketplace Team", "SANUSLIFE", "we", "our" or "us" and you as a "COMPANY" or "NON-PROFIT" registered and verified user of an account with an article management system on the SANUSLIFE Marketplace, namely PRO, ULTRA, PRO+, hereinafter referred to as "Seller", "you", "your" or "you".

Your contractual relationship with SANUSLIFE is a contract pursuant to the Swiss Federal Act on the Supplementation of the Swiss Civil Code (Fifth Part: Code of Obligations) of 30 March 1911 (SR 220)

The German text of this contract is authoritative. Swiss law shall apply. Translations in other languages are for reference only.

General information

SANUSLIFE Marketplace is a marketplace with a full-featured item management programme where you can sell your products and/or services directly to buyers all over the world. We want to ensure that you and your buyers have a positive user experience in our Marketplace. Please read on to find out about your rights and responsibilities as a seller.

You can use the item management system to create your items and sell them via Stripe or SANUSPAY.

If you accept SANUSPAY as a payment method, your customers will receive SANUSCREDITS for their purchase from you, they will donate to the SANUSPLANET Foundation and they will pay a commission to the direct and indirect referrers in their network. If you sell via Stripe and your customers pay with the payment options offered by Stripe, such as credit card, they donate to the SANUSPLANET Foundation and pay a commission to the direct and indirect referrers in their network, but do not receive SANUSCREDITS. If Stripe is not available in your country, you can only sell via SANUSPAY. All further details can be found in the "AGB SANUSPAY (B2B)".

If your customers pay via SANUSPAY, they will not incur any additional costs, as these are already covered by your margin.

This policy is part of "Cooperation Agreement & Terms of Use (B2B)". By accepting the "PRO", "ULTRA" or "PRO+" account and opening a "SANUSLIFE Marketplace Shop" on the SANUSLIFE Marketplace, you expressly agree to these GTC.

1. basic information about the sale

A. What you may sell

You may sell both goods and services on the SANUSLIFE Marketplace. The sale of handmade products, vintage items or creative supplies ("materials & tools") is also permitted. You can also sell used items as long as you label them as such. For everything you sell, you recognise and expressly agree

a. that you have the necessary legal requirements, such as a trade licence or similar, to sell goods and services;

b. that you can only sell items at a fixed price;

c. that photos you publish with your item clearly correspond to the item on offer. Otherwise, it must be clear from your description that the photos shown are only examples.

B. What you may NOT sell

• Marijuana/cannabis dispensaries and related products and businesses;
• Weapons, ammunition, gunpowder and other explosives (including fireworks);
• Toxic, flammable and radioactive substances;
• Pseudo-pharmaceuticals;
• Substances intended to imitate illegal drugs;
• Sexually explicit content;
• Sexually related services;
• Pyramid and investment schemes, and other unfair, predatory or fraudulent practices;
• Items used for speculative or hedging purposes (e.g. derivatives);
• Credit and collection services and other financial services;
• Items that infringe intellectual property rights such as copyrights, trademarks, trade secrets or patents, including counterfeit or unauthorised goods;
• Products and services whose legal status varies from state to state;
• Transactions in which personal data of third parties is disclosed in violation of applicable law; and
• Transactions in connection with cloud mining.
   

Please note that members, or in some cases third parties, may report items that appear to violate our policies for review by the SANUSLIFE Marketplace team. You also acknowledge and agree that the SANUSLIFE Marketplace team may remove items that violate our policies.

You acknowledge and expressly agree that all account fees are non-refundable, that SANUSLIFE may suspend or close your account at any time for violations or for any other reason, but that you must still pay all outstanding fees on your SANUSLIFE statement.

C. Management of your SANUSLIFE Marketplace Shop

Your SANUSLIFE Marketplace Shop represents you and your business to the SANUSLIFE community. It is important that your items and your shop are represented honestly and accurately.

By selling on the SANUSLIFE Marketplace, you acknowledge and expressly agree to the following obligations:

1. Provide honest, accurate information on SANUSLIFE and in your shop profile;
2. to comply with your terms and conditions;
3. ensure that the content of your shop, such as any text, photos or videos used to represent you, your shop or your items, complies with SANUSLIFE's guidelines;
4. represent your items truthfully on item pages and in item photos;
5. respect the intellectual property of others; if you believe that someone has infringed your intellectual property rights, you can report this to the SANUSLIFE Marketplace team.
6. not to engage in fee evasion;
7. not to create duplicate shops or perform other actions (such as manipulating shopping carts or sales) to manipulate searches or circumvent SANUSLIFE policies;
8. not to enter into price fixing agreements with other sellers.
    

D. Standards for sellers

By offering a product for sale on the SANUSLIFE Marketplace, you understand and agree that you are responsible for complying with all applicable laws and regulations that apply to the items you offer for sale, including all required labelling and warnings.

As a seller, you must provide superior customer service and establish and maintain trust with your buyers. These requirements are referred to as our "Service Standards for Sellers". The SANUSLIFE Marketplace team may contact you if you do not meet the Seller Service Standards.

The Seller Service Standards require you to provide excellent customer service to users on the SANUSLIFE Marketplace at all times. As a business owner, building good relationships with your customers is crucial to your success. Making the effort to build a bond with your customers can have a powerful effect on your positive reviews, repeat purchases and visibility on the SANUSLIFE Marketplace.

Customer service starts the moment a buyer views your item for the first time. Your product alone is not enough to persuade customers to buy. Buyers also want to be informed about the most important product details (size, colour, material, etc.), how long delivery times are and whether they can return or exchange products. Informative and clear item pages and terms and conditions build trust with potential buyers.

Communication between buyers and sellers is one of the most important factors for a successful transaction. Buyers may message you with questions about a product before they make a purchase, questions about shipping times or issues with their order after they have placed an order, or questions or concerns about their product after they have received their order.

A lost package, delayed manufacturing, or a customer who is not satisfied with the product they purchased - sometimes things go wrong. Acknowledging that there is a problem and taking practical steps to resolve it can often defuse a frustrating situation and win loyal customers. We realise that despite your best efforts, some orders will not go as expected. Please note that you must always resolve issues related to the customer's order directly with the customer.

Customer service does not end with the completion of a transaction. Many customers become repeat buyers. Keeping in touch with them can therefore be very helpful in strengthening customer loyalty. Before contacting customers, make sure that you have obtained their consent to send them messages and that you comply with all applicable local advertising laws.

We recommend that you use the tools provided by SANUSLIFE to support the success and growth of your shop. These features are designed to save you time and make running your shop easier.

We monitor shops for patterns that can lead to negative experiences for shoppers, such as a potentially unmanageable spike in order volume, delayed shipping or lack of communication. We also consider the possibility of exceptional situations that could have an impact on your shop. If we conclude that your customer service leads - or could lead - to negative experiences for buyers, we reserve the right to restrict, temporarily suspend or close your account. Restrictions may include SANUSLIFE removing your items from search or other site features, pausing your shop, delaying payouts to your payment account, and/or suspending your selling and buying privileges.

Selling on SANUSLIFE Marketplace obligates you to do the following:

1. Comply with your shipping and processing times. As a seller, you are required to ship an item or complete a transaction with a buyer promptly, except in exceptional circumstances. Please note that the legal requirements for dispatch times vary from country to country. In addition, selling via the SANUSLIFE Marketplace also obliges you to do the following:
   1. Provide a correct return address.
   2. Transparently state the costs incurred by the seller, including shipping costs and processing times, on your item pages.
   3. To dispatch items immediately after the sale. Immediate dispatch means that you must dispatch items within 30 days of the purchase date at the latest, unless you have specified a different processing time or made a different agreement with the buyer via your messaging system. Before updating your processing time for a particular order, you must first obtain the buyer's consent.
   4. Comply with all national and international shipping and customs regulations.
   5. Ship the order to the address listed as the buyer's address on the SANUSLIFE Marketplace.
   6. Mark the order as dispatched when you have dispatched it. When you mark an order as dispatched, the buyer will receive a notification.
   7. Charge a correct and reasonable amount for shipping.
   8. If you are shipping your items under EU law, to comply with the EU Warranty and Returns Directive which states that a retailer must repair, replace, reduce the price of or refund the purchase price of goods purchased by its customers if they are found to be defective or do not look or work as advertised. If a product or service has been purchased online or outside your shop (in this case online via the SANUSLIFE Marketplace), the customer has the right to withdraw from the purchase and cancel their order within 14 days without giving any reason.
2. To respond promptly to messages.
3. To fulfil the obligations you enter into in your shop terms and conditions.
4. Resolve disagreements or problems with orders promptly with the buyer.
5. If you are unable to fulfil an order, you must inform the buyer and cancel the order.
    

2 Correct behaviour, communication and data protection

At SANUSLIFE, everyone is expected to treat each other with respect, including sellers.

A. Creating and uploading content

As a seller in the SANUSLIFE Marketplace, you have the opportunity to create and upload a variety of content, such as item pages, messages, text, photos and videos. To ensure a safe and respectful environment for our users, you agree not to upload content that:

1. Contains hateful or derogatory text or images, or content that falls under our Anti-Discrimination and Hate Speech Policy;
2. contains threats, harassment or attempts at blackmail or violates our rules on interference;
3. constitutes an infringement of another person's intellectual property rights;
4. is false, deceptive or misleading;
5. contain unsolicited advertising or promotions, solicitations (other than for SANUSPLANET) or spam;
6. contain private information, whether your own or that of another person;
7. solicit or facilitate a transaction that circumvents the payment process provided by SANUSLIFE;
8. contain prohibited claims about the therapeutic efficacy of products;
9. violates any of the rules in our Prohibited Items Policy.
    

B. Data protection and the protection of personal data

You are responsible for protecting the personal data of SANUSLIFE users that you receive or process and for complying with all applicable laws in this regard. This includes applicable data protection and privacy laws that govern how you may use information from SANUSLIFE users. These laws may require you to publish and comply with your own privacy policy. This policy must be accessible to SANUSLIFE users with whom you interact. Your privacy policy must be consistent with these Terms of Service, SANUSLIFE's Terms of Use and SANUSLIFE's Privacy Policy are.

As soon as you sell items via the SANUSLIFE Marketplace, you will receive personal data (e.g. to communicate with users or process transactions with buyers) and you must ensure that you process this data in accordance with the law. This means that you process personal data (e.g. names, e-mail addresses and shipping addresses of buyers) and are therefore an independent data controller under Swiss or EU legislation for the data of other users that you have received via our services. Under no circumstances may personal data be passed on or sold to third parties for commercial purposes.

To the extent that you process personal data of users outside of our Services, you may be required as a data controller (i.e. as a person who decides what personal data is collected and for what purpose you will use the data) under applicable data protection and privacy laws to comply with such users' requests for data access, data portability, data rectification and data erasure, and objections to processing. If you disclose personal data without the proper consent of the buyer, you are responsible for such unauthorised disclosure. This includes, for example, disclosures that were made by you or that occurred as a result of an unintentional breach of data protection. For example, you may receive a buyer's email address or other information as part of a transaction with them. This information may only be used for SANUSLIFE-related communications or for transactions facilitated by SANUSLIFE. You may not use this information for unsolicited commercial messages or unauthorised transactions. Without the buyer's consent, and subject to other applicable laws and SANUSLIFE policies, you may not add a SANUSLIFE user to your email or postal mailing list, use that buyer's information for marketing purposes, or obtain or store any payment information. Please note that you are responsible for knowing the standards for consent that are required in each case. If SANUSLIFE and you are found to be joint controllers of a buyer's personal data and SANUSLIFE is sued, fined or otherwise required to pay costs as a result of actions taken by you in your capacity as a joint controller of a buyer's personal data, you agree to pay such costs, indemnify, defend and hold SANUSLIFE (and its employees, agents, consultants, subsidiaries, partners, affiliates and licensors) harmless from and against any and all claims, costs, losses, damages, liabilities, judgements and expenses (including reasonable attorneys' fees) in connection with your processing of Buyer Personal Data.

For more information, please see our Privacy Policy.

C. Communication Standards

i. Messages

Your profile on the SANUSLIFE Marketplace provides you with a messaging system to communicate directly with buyers or other SANUSLIFE users. Messages are best used when buyers want to ask you questions about an item or an order.

The messaging function may not be used for the following activities:

1. Sending unsolicited advertising, appeals for donations (except for the SANUSPLANET Foundation) or sending spam messages;
2. Harassing or abusing other SANUSLIFE users or violating our anti-discrimination policy;
3. Contacting people who have specifically asked you not to do so;
4. Interfering in the transaction or affairs of other sellers;
5. Sharing personal contact, financial or other information for the purpose of circumventing the ordering process on the SANUSLIFE Marketplace, including phone number, address, email, social media handles, external URLs, money transfer instructions, etc.
    

Interference

Interference occurs when a seller intentionally interferes with another seller's shop in order to disrupt or prevent possible transactions of the shop. Interference is strictly prohibited on the SANUSLIFE Marketplace. Examples of interference:

1. Contacting another seller via the messaging system to warn them about a particular seller, shop or item;
2. Posting in public areas to raise or discuss a dispute with another seller;
3. Purchasing from a seller for the sole purpose of leaving a negative review;
4. Creating or using an unrelated buyer account to maliciously boost another shop's negative reviews to make those reviews more prominent;
    

Harassment and discrimination

Harassment of other sellers via the messaging system is strictly prohibited. Similarly, messages may not be used to promote, support or glorify hate or otherwise be anti-discriminatory. If you receive a message that is anti-discriminatory, please inform us immediately.

ii. Timeline and groups

Timeline and groups are public areas provided by SANUSLIFE via the internal social media community where sellers can network and exchange information. Certain communication standards apply and must be followed. Further information can be found in the community guideline.

iii. Communication of cancellations

If you are unable to complete a transaction, you must notify the buyer via the messaging system and cancel the transaction. If the buyer has already made the payment, the seller must arrange a full refund. We recommend that you keep a record of refunds in case of a dispute. All cancellations are subject to your Cancellation Policy.

Right of cancellation in the European Union

Buyers from the European Union (EU) and, in parallel, buyers in the UK may have a 14-day 'right of cancellation' from receipt of an item. Within this period they can return an item for any reason or for no reason. The details of this right vary between EU Member States and the UK. The right of cancellation may not apply to certain products such as custom-made or perishable goods. Rights in relation to digital items are regulated differently in each EU Member State and in the UK. For more information about the EU and UK right of withdrawal, please contact your business advisor.

Please note that in addition to this policy, each country has its own laws regarding shipping, cancellations, returns and exchanges. Please check the laws in your country and in the countries of your buyers.

For policies assigned to their shops, such as the Digital Items Policy, sellers may still cancel an order at their discretion and work with the buyer to find a solution.

3 Feedback and administration

A. Reviews

You can build a good reputation on the SANUSLIFE Marketplace through reviews. Buyers can leave a review within 100 days from the later date of the stated delivery date for the item. They can award between one and five stars. If no delivery date is specified, the period in which a rating can be submitted begins as soon as the processing time and dispatch time of an order have elapsed. Buyers can edit their review as many times as they like within this 100-day period.

In the rare cases where you receive a negative review, you can contact the buyer or leave a reply.

In addition to our rules for creating and uploading content in section 2A, reviews and your responses to reviews must also

1. not contain cruel or obscene text or images, or content that is subject to our guidelines;
2. not refer to anything outside the seller's control, such as a shipping company, SANUSLIFE or third parties;
3. do not contain competitive manipulation or other attempts to falsely inflate a shop's star rating; or
4. do not damage the integrity of the rating system.
    

B. Marketplace Administration System

Through the Marketplace Administration System, buyers or sellers can notify the SANUSLIFE Marketplace team of problems or conflicts that they have been unable to resolve with the seller or customer in question so that the team can assist them in finding a solution. If a buyer contacts you to inform you of a problem with an order, you have 48 hours (business days) to resolve the issue. If the issue is not resolved within this period, the buyer can contact the SANUSLIFE Marketplace team. Once a case has been opened, the SANUSLIFE Marketplace team will help resolve the case between the buyer and seller. This may include temporarily suspending the buyer's or seller's account until the case is resolved.

SANUSLIFE reserves the right to intervene in a problem with an order before the 48-hour window in certain circumstances, such as seller inactivity or harassment.

C. Your seller account and SANUSLIFE's terms of use

In order to maintain security on the SANUSLIFE Marketplace and improve our services, we may take measures that limit the visibility of your shop, your items or your adverts or that affect your payment account. If there is unusual order activity in a shop or we otherwise believe that your actions or your shop may result in conflicts with buyers, chargebacks, increased risk of fraud, counterfeiting or other claims, SANUSLIFE may take action, such as limiting the visibility of your account, placing restrictions or holds on your payment account or suspending your seller account, in accordance with our Terms of Service, including these TOS and the TOS for Payments. If appropriate and permitted by law, SANUSLIFE will provide information about the problem to the affected seller.

If a shop experiences an unusual increase in orders, particularly in a high-demand category, the shop's search ranking may improve or deteriorate. If a shop sees an increase in fulfilled orders and good reviews, this can often lead to higher visibility and better rankings. However, sometimes a rapid increase in orders can reduce visibility. You can find out more about how search works, what factors influence rankings and how you can help optimise your items and shop in the "Sellers" section in the Marketplace footer.

In addition, we may limit the visibility of items or adverts in the interests of SANUSLIFE security and improving our services. For example, items or adverts may be less visible because they contain terms that constitute a prohibited item, the item descriptions are incomplete or poorly presented, or due to third-party policies. These articles or adverts may also be excluded from appearing in one or more features of the Services. Even if these articles or adverts are only visible to a limited extent, they can still be found via the search function.

If SANUSLIFE has reason to believe that you, your Content, or your use of the Services violates our Terms of Use, including this Seller Policy, we may disable your Content for some or all users or suspend or terminate your account (and any accounts SANUSLIFE deems to be associated with your account) and your access to the Services. Under normal circumstances, SANUSLIFE will notify you that your Content or account has been suspended or terminated unless you have repeatedly violated our Terms of Service or we have legal or regulatory reasons that prevent us from notifying you.

We are happy to provide this policy in your preferred language, but please note that as mentioned at the beginning, only the German version of this document is legally binding. You can change your language selection in your account settings.

Last updated: 15 November 2023

Contact us

If you have any questions or suggestions regarding our General Terms and Conditions, please do not hesitate to contact us at [email protected] to contact us.

Preamble

SANUSLIFE ADMINISTRATION AG is an international company based in Switzerland that operates a digital ecosystem for health, lifestyle and sustainable consumption. This ecosystem combines two central functions:

1. Software-as-a-Service (SaaS) for Merchants
Merchants ("COMPANY Partners") can list their products and services through the SANUSLIFE platform, process payments, and become part of the ecosystem. These include Marketplace, SANUSPAY Map and SANUSAPP.

2. Software-as-a-Service (SaaS) for referral marketing
Private individuals (sanuslife.com/de/private) and companies (sanuslife.com/de/business)as "members" ("LITE+", "SMART+", "PRO+", "ULTRA+") can voluntarily recommend the SANUSLIFE platform as well as products of the COMPANY partners. 
Are you a non-profit organization? Then stop reading here. These GTC apply exclusively to private individuals and companies that acquire member status by purchasing the PREMIUM+ upgrade and actively use the SANUSLIFE platform, e.g. to offer products in the marketplace (sanuslife.market) or to settle with SANUSPAY. Non-profit organizations receive sponsorship amounts and have their own terms and conditions under
https://sanuslife.com/de/legaldocuments ("General Terms and Conditions for NON-PROFIT Companies").

For successful referrals that lead to a purchase, SANUSLIFE rewards loyalty points with an equivalent value of 1:1 (in euros).

Participation in the referral program is voluntary and does not constitute an employment relationship. It requires registration and successful verification (KYC for individuals, KYB for companies). In addition, the activation of a subscription model (BASIC or PREMIUM, PLUS+ for companies) is required.

Remuneration and processing:
Compensation is granted exclusively in the form of Loyalty Points. These points are recorded in the Member back office (sanusbusiness.com). Payouts of eligible Loyalty Points are made in USDC (USD Coin) via the SANUSAPP on a decentralized transaction basis. A prerequisite for receiving a payout is the installation of the SANUSAPP (available through the Google Play Store and Apple App Store), the successful completion of all required identification and verification procedures (including, but not limited to, KYC/KYB requirements), and the opening and activation of a personal self-custodial decentralized wallet, including the creation and secure storage of the Member’s passphrase (private key) through the SANUSAPP. The Member bears sole responsibility for the secure storage and protection of their passphrase (private keys). Neither SANUSLIFE nor any software service provider has access to the Member’s passphrase or private keys and, therefore, cannot recover, restore, or reset them.

Important legal notices:
a) The system is a loyalty and referral program. Payouts are made in USDC (USD Coin), a U.S. Dollar-pegged e-money token (EMT) within the meaning of Regulation (EU) 2023/1114 (MiCA), which is used as the payout instrument within the SANUSLIFE system.

b) Specialized third-party service providers support the SANUSLIFE ecosystem as technology and infrastructure partners in the areas of Web3 (decentralized internet-based applications) and DeFi (decentralized finance applications). These third-party providers develop, integrate, and operate software components and technical interfaces that enable interaction with blockchain networks, smart contracts (self-executing digital agreements), bridges (technical connections between different blockchain networks), and other decentralized protocols.
The underlying system architecture is designed so that crypto-assets and other digital assets are generally held in self-custodial wallets (digital wallets) controlled by the respective Members, with ownership and control remaining at all times with the Members. Where Members wish to exchange crypto-assets for fiat currency or convert fiat currency into crypto-assets (on-ramp and off-ramp services, i.e., entry into and exit from the crypto-asset ecosystem), such services shall be provided by appropriately regulated service providers. These services may only be performed by providers that satisfy all applicable regulatory requirements for the provision of such services. The use of smart contracts, bridges, decentralized wallets, and other DeFi functionalities, however, takes place within the intended decentralized system architecture. SANUSLIFE and other third-party service providers make the relevant technical functionalities and interfaces available, while the execution of the respective blockchain transactions is carried out by the Members themselves through their own wallets. This ensures a clear separation between regulated on-ramp/off-ramp services on the one hand and decentralized Web3/DeFi functionalities on the other hand. To the extent that the use of services provided by additional third-party providers is required for certain functions or services, supplementary terms and conditions of such providers may apply.

c) The Loyalty Points received, bonus credits, or other benefits granted under the system may, in certain jurisdictions, be classified as a taxable economic benefit and may therefore be subject to applicable tax obligations. Where a conversion into, or a payout in, a crypto-asset takes place, the value of the asset received at the relevant time may be used for tax purposes. USDC is a crypto-asset pegged to the United States Dollar (an e-money token within the meaning of the MiCA Regulation) and is designed to replicate the value of the U.S. Dollar. The tax treatment of such benefits, as well as compliance with all tax reporting, declaration, and payment obligations, shall be governed by the applicable national laws and regulations and shall remain the sole responsibility of the respective Member.

d) GDPR-compliant data processing (or comparable data protection standards) is guaranteed. All personal data will be used exclusively for the fulfilment of legal obligations and the implementation of the programme.
 

§ 1 Scope of Application / Definitions

1.1 Scope

1. The following General Terms and Conditions are an integral part of each member agreement between SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG), hereinafter referred to as "SANUSLIFE", which can be reached via e-mail at [email protected], and the independent and independent sales partner, hereinafter referred to as the "Member". 
2. Companies that purchase the PREMIUM+ subscription are considered members and are subject to the same rights and obligations. 
3. These terms and conditions form the exclusive basis of the business relationship (Art. 1 of the Swiss Code of Obligations). 
4. SANUSLIFE provides its services exclusively on the basis of these Terms and Conditions. 
5. Other terms and conditions of the member are not recognized unless they have been expressly accepted by SANUSLIFE in writing.

1.2 Definitions

1. For the purposes of these General Terms and Conditions of Contract, the following terms shall apply:
2. Member-Status:
   • MEMBER: After taking out a BASIC or PREMIUM subscription.
   • PREMIUM+: PREMIUM subscription and enterprise subscription (LITE+, SMART+, PRO+, ULTRA+).

1.3. COMPANY Partner: 

COMPANY Partners are partner companies that offer their products to the community via the SANUSLIFE Marketplace or via SANUSPAY and act as SANUSPAY acceptance points.

1.3 SANUSLIFE platform: 

The SANUSLIFE platform encompasses SANUSLIFE's entire digital ecosystem, including SANUSAPP, Marketplace (https://sanuslife.market), SANUSPAY (https://map.sanuspay.com), and Back Office.

1.5 Referral:

Referral refers to the voluntary recommendation of the Platform and/or the Products within the SANUSLIFE Community, for which only purchases made via SANUSPAY Triple Payment (incl. Stripe) are remunerated.

1. The member – both as a private individual and as an independent entrepreneur – is responsible for compliance with all relevant legal provisions, including tax and social law requirements. This includes, in particular, where necessary, obtaining a VAT identification number, registering employees with social security and obtaining a trade license. The Member assures that all income from his/her work for SANUSLIFE will be duly taxed at his/her tax domicile.
2. SANUSLIFE reserves the right, if necessary, to withhold amounts for taxes and duties from the agreed loyalty points remuneration or to claim damages and reimbursement of expenses if it suffers damage due to a breach of the obligations specified in paragraph (7), unless the Member is not responsible for such damage or expenses. SANUSLIFE does not pay any social security contributions for the member.
3. Note on taxation: The loyalty point remuneration can represent taxable economic advantages. According to Swiss tax practice, such non-cash benefits are usually taxable at market value at the time of credit. The specific tax treatment depends on the respective national regulations at the registered office of the member. The member is obliged to fulfil his tax obligations on his own responsibility.
    

§ 2 Subject matter of the contract

1. SANUSLIFE does not operate classic network marketing with door-to-door sales, but a digital loyalty referral program (SaaS referral). Members only recommend the SANUSLIFE platform, the SANUSAPP and products from COMPANY partners within the community. Purchases are mandatory via the SANUSLIFE Marketplace (https://sanuslife.market) and the SANUSAPP (https://map.sanuspay.com). 
2. Participation in the program is voluntary without any obligation to turnover. The prerequisite is successful registration with KYC/KYB verification and activation of a subscription model (BASIC or PREMIUM) as well as PLUS+.
3. Compensation is calculated exclusively in the form of Loyalty Points following successful referrals that result in a completed purchase. These Loyalty Points are recorded in the back office (sanusbusiness.com) and administered in accordance with the applicable system rules. Subject to the requirements of the respective compensation model being fulfilled, such Loyalty Points may qualify for payouts in USDC (USD Coin). The technical processing and execution of such payouts shall be carried out in accordance with the procedures described in the Preamble and the applicable regulatory, technical, and organizational framework conditions.
    

§ 3 General Requirements for the Conclusion of the Contract

1. Contracts can be concluded with corporations, partnerships or natural persons who are at least 18 years old, have full legal capacity and – if required in the country of residence – are in possession of a trade licence (e.g. trade licence). 
2. Only one member application is accepted per natural person (private individual), per partnership (e.g. simple partnership) and/or per corporation (e.g. AG, GmbH). With prior approval at the discretion of SANUSLIFE, a natural person may additionally be registered as a partner in partnerships or corporations. The same applies to additional non-profit organizations. The structural classification (order, downline, upline, crossline) is irrelevant for this.
3. Members must successfully complete the KYC process (private individuals) or KYB process (companies). In the case of companies, proof of activity, VAT ID number or tax number must be uploaded. All shareholders (including shareholders of shareholders) must be named, be at least 18 years old, and complete KYC. You are personally liable for the Company's conduct towards SANUSLIFE.
4. Registration as a member requires that a recommending member (sponsor) enables the interested party to enter via his subpage (landing page). The member registers as a FREE user, then activates ENTRY and qualifies for these GTC/Data Protection at BASIC/PREMIUM by completing the application and ticking the box (see § 6).
5. SANUSLIFE reserves the right to reject membership applications at its sole discretion at any time, without any justification.
6. After registering as a FREE user, the registered member will already be sent the login data (ID number with password) to the e-mail address provided by him or her when registering. With this data, the member can log in to https://sanuslife.net, https://sanusbusiness.com, https://sanuslife.market as well as in the SANUSAPP in the login area. The first and last name as well as the contact details of the member are published in the app of the sponsored fix. 
7. A contract is only concluded between SANUSLIFE and the Member, but not between the COMPANY Partner and the Member.

In the event of a violation of the requirements set out in paragraphs (1) to (4), SANUSLIFE is entitled to terminate the Member Agreement without notice without prior warning. In addition, SANUSLIFE expressly reserves the right to assert further claims for damages in the event of termination without notice.
 

§ 4 Switzerland-specific provisions (verification, self-employment, social security contributions)

1. In order to become a member of SANUSLIFE, persons residing or tax resident in Switzerland must prove their status as self-employed. This means that they act as independent entrepreneurs and are responsible for the correct payment of taxes and social security contributions. SANUSLIFE assumes no liability for tax or social security obligations.
2. Verification obligations: Swiss members must send the following documents to [email protected] as part of the KYC/KYB process  :
3. Confirmation from the cantonal compensation offices of the status  of self-employed (or excerpt from the commercial register in the case of legal entities);
4. OAI number;
5. Falls vorhanden: UID-Nummer.

The documents are processed for authenticity verification via an external, AI-supported service. In the event of non-submission or unsuccessful proof, participation in the Loyalty/Referral Program will not be continued and will be classified as not eligible for remuneration.

1. Self-employment & employer demarcation: By confirming these GTC, the Swiss member declares and assures that he or she is acting as a self-employed person and that he or she is responsible for all tax and social security contributions (in particular AHV/IV/EO). SANUSLIFE is not the Member's employer. If an authority subsequently classifies the status as dependent, the member indemnifies SANUSLIFE from all resulting contributions, costs and claims.
2. NBU note: Since the member is considered self-employed, the NBU is not to be covered by SANUSLIFE here; voluntary coverage is at the discretion of the member.
3. Loyalty points & tokens: Loyalty points or their exchange for the utility payment token SANUSCOIN can be considered income according to Swiss practice. The Swiss member is responsible for the correct declaration and taxation in the respective canton; SANUSLIFE assumes no liability for this.
4. Verification fee in case of non-verification: If the Swiss member activates a BASIC or PREMIUM subscription and the identity/status check by SANUSLIFE and the external service is not successfully completed, the member can cancel the subscription within the contractual deadlines. In this case, a lump sum of 7.00 EUR will be retained as a non-refundable verification fee, as the examination costs have been incurred and the Member has accepted these T&Cs in advance.
    

§ 5 Voluntary contractual cancellation policy

1. The member registers with SANUSLIFE as an entrepreneur and not as a consumer (cf. § 3 para. (1)). He is therefore not entitled to a statutory right of revocation.
2. Nevertheless, SANUSLIFE grants the member the following voluntary 14-day contractual right of withdrawal.
3. The member may revoke his contractual declaration within 14 days without giving reasons in text form to the e-mail address specified in § 1. The period begins with the acceptance of the T&Cs for Referees (Members). In order to comply with the withdrawal period, it is sufficient to send the withdrawal in good time (date of the postmark/e-mail). When paying the monthly member fee, there is a right of withdrawal of 14 days after payment of the fee. After the 14-day cooling-off period has expired, a downgrade can only be activated for the next following month or upon payment of the following monthly fee.
4. Excluded from the right of withdrawal are:
   1. the KYC/KYB fee, if passed on to the Member;
   2. all services for which the Member has already received and redeemed a measurable benefit, in particular SANUSCOIN Rewards by collecting SANUSCREDITS, Loyalty Points or comparable rewards/remuneration. In this case, there is no entitlement to a refund or refund of the subscription fee.
5. A member can re-register with SANUSLIFE through another sponsor after the revocation of his old position. The prerequisite is that the revocation for the member's old position was at least six (6) months ago and that the revoking member has not carried out any activities for SANUSLIFE during this time.
   
    

§ 6 Use of the Back Office Dashboard and the Landing Page / Subscription Fee

1. With the subscription upgrade to BASIC or PREMIUM, various services are available to the member. The list of these services and the corresponding costs are based on the applicable prices for private individuals under https://sanuslife.com/de/private/pricing and companies under https://sanuslife.com/de/business/pricing. 
2. The right to use the provided member back office is a simple, non-transferable right. The Member is not permitted to modify, edit or otherwise redesign the back office. Likewise, there is no right to grant sublicenses.
3. If a subscription fee is paid after checking the box to confirm these Terms and Conditions and is subsequently cancelled after an identity or company check (KYC/KYB) has been carried out by an external service provider regarding eligibility for remuneration, SANUSLIFE is entitled not to reimburse the verification costs incurred. These amount to EUR 7.00 (excl. VAT) and will be retained as a non-refundable fee.
4. If it turns out during the KYC/KYB check that the data provided is not true or that the check fails due to incorrect or incomplete information, the same rule applies: The costs incurred are to be borne by the member and will not be refunded.
5. For the use, as well as for the maintenance, administration, support and care of the member back office and the landing pages, SANUSLIFE charges a monthly non-commissionable subscription fee, to be paid in advance, called the BASIC or PREMIUM fee (subscription).
6. The monthly subscription fee must be paid in SANUSAPP with the modalities shown there. The corresponding due dates can be seen in the login area.

§ 7 Pflichten des Members

1. The member is obliged to protect his personal passwords and login identifiers from access by third parties. He must make entries and/or changes to his contract data truthfully and completely in the member back office.
2. The Member is prohibited from violating competition law, violating the rights of SANUSLIFE, its Members, Affiliates or other third parties, harassing third parties or otherwise violating these General Terms and Conditions, the SANUSLIFE Code of Conduct or any other contractual or applicable law. In particular, the prohibition of unauthorized telephone advertising and the sending of unsolicited and unconsented advertising e-mails, advertising faxes or advertising SMS (spam) also applies, as does social media spam or other unauthorized forms of messages.
3. Special advertising guidelines: At no point or on any advertising medium may the member provide information about his income or earning potential at SANUSLIFE. Rather, there is always the obligation to expressly point out to potential members in the context of initiation talks that the achievement of an income is only possible through very intensive and continuous work.
4. Sales and marketing activities must not feign loyalty points, which are to be understood as a "capitation bonus" or other loyalty point remuneration in connection with the mere recruitment of a new member, or otherwise take any action that gives the impression that the advertised distribution system constitutes an illegal distribution system, namely an illegal progressive pyramid scheme or pyramid scheme, or any other is a fraudulent and prohibited distribution system pursuant to Art. 3 para. 3 lit. r of the Federal Act on Unfair Competition. The purchase of products is in no case necessary to become a member.
5. Distribution and marketing activities must not be directed at minors or persons with no business experience, and under no circumstances do they take advantage of their age, illness or limited ability to understand in order to induce consumers to conclude a contract. In the case of contacts with so-called socially disadvantaged or foreign-speaking population groups, the members will take due account of their financial capacity and their ability to understand and linguistically and, in particular, refrain from anything that could cause the members of such groups to place orders that do not correspond to their circumstances.
6. No sales and marketing activities may be carried out that are inappropriate, illegal or unsafe, or that exert undue pressure on the selected consumers.
7. Members will only refer to letters of recommendation, test results, references or other persons for business purposes vis-à-vis the consumer if they are officially authorized by both the referee and SANUSLIFE and if they are accurate and not obsolete. Letters of recommendation, tests and personal references must also always be related to the intended purpose.
8. The consumer will not be induced to purchase products by dubious and/or misleading promises, nor by promises of special benefits, if these benefits are linked to future, uncertain successes. The Members will refrain from doing anything that could induce the Consumer to accept the Offer made solely for the purpose of doing the Provider a personal favour, ending an unsolicited conversation or benefiting from an advantage that is not the subject of the Offer, or in order to express their appreciation for the granting of such an advantage.
9. A Member may not claim that the Compensation Plan or Products are approved or approved or endorsed by any governmental authority or are determined to be legally secure by any law firm.
10. Due to strict regulations regarding the advertising of the products, only the advertising material offered on the SANUSLIFE website or in the back office should be used. No statements regarding the safety of the products may be made in the course of the activity and advertising, unless these are officially approved by SANUSLIFE and/or are reflected in the official advertising material of SANUSLIFE.
11. The use, production and distribution of one's own websites, sales documents, sales concepts, price lists, product samples, one's own product brochures, video content, audio content, the creation of one's own Internet presences including professional social media business appearances or other sales or advertising materials, as well as the modification of the landing page made available to the member, is expressly prohibited. It is also prohibited to operate a website, an internet portal, a social media presence or any other online application together with several members. For COMPANY Partners with PREMIUM+ status: COMPANY Partners are allowed to create and use their own promotional materials for their own products that they offer through the SANUSLIFE platform.
12. When advertising the products in Internet media such as social networks (e.g. Facebook or Instagram), online blogs or chat rooms (such as WhatsApp, Telegram or Snapchat), the Member may only use the official SANUSLIFE advertising statements, must identify himself with his full name in an easily recognizable manner (anonymous or pseudonymous postings are prohibited) and may not provide any information about his income or earning potential at SANUSLIFE or for any activity. advertise with SANUSLIFE as an employer or similar. Social media advertising may only be carried out within the framework of one's own, private social media channels and additionally; professional social media business appearances in the name of SANUSLIFE are not permitted. For COMPANY Partners with PREMIUM+ status: COMPANY Partners are allowed to conduct professional social media business presences for their own products that they offer via the SANUSLIFE platform.
13. Within the framework of applicable law, the Products may be presented by the Member in one-on-one or one-on-one conversations, at home parties, online home parties, online networking events and/or in online conferences and sold via the SANUSLIFE platform. The products may not be offered on other sales venues, in particular in retail stores (such as supermarkets, retail stores) or internet trading platforms such as eBay, Amazon, in television sales shows, via telemarketing, teletext marketing or via comparable sales channels (depending on the COMPANY Partner). For COMPANY Partners with PREMIUM+ status: COMPANY Partners are also allowed to offer their own products that they offer through the SANUSLIFE platform in their own stores or on authorized platforms, but must apply the same pricing policy as on the SANUSLIFE Marketplace (no discrepancies in price, discounts or conditions).
14. The member is always prohibited from selling or otherwise distributing his own marketing and/or sales materials, training or lead generation tools or other services related to the SANUSLIFE business to other members of SANUSLIFE.
15. The products may only be presented by the Member at trade fairs and trade exhibitions with the written consent of SANUSLIFE or COMPANY Partners. For COMPANY Partners with PREMIUM+ status: COMPANY Partners are allowed to present their own products that they offer through the SANUSLIFE platform at trade fairs and trade exhibitions, provided that they comply with the SANUSLIFE pricing policy and inform SANUSLIFE thereof.
16. The Member must not give the impression in the course of business that he is acting on behalf of or on behalf of SANUSLIFE or a COMPANY Partner. Rather, he is obliged to introduce himself as an "independent SANUSLIFE member". Internet homepages, stationery, business cards, self-created car lettering as well as advertisements, advertising materials and the like must always bear the addition "SANUSLIFE INTERNATIONAL INDEPENDENT DISTRIBUTOR" together with the corresponding logo in accordance with the Code of Conduct and may not contain the trademark SANUSLIFE and/or the trademarks, work titles, business designations and other marks of SANUSLIFE without prior express written consent.  The Member is also prohibited from applying for and taking out loans, incurring expenditures, entering into obligations, opening bank accounts, entering into other contracts or otherwise making binding declarations of intent on behalf of SANUSLIFE for or in the interest or on behalf of the Company. The Member is not granted a power of attorney for collection or a power of attorney to represent SANUSLIFE vis-à-vis third parties. For COMPANY Partners with PREMIUM+ status: COMPANY Partners must also identify themselves as "independent SANUSLIFE Members", but may use their own brands and marks in addition to their SANUSLIFE platform products.
17. In the course of business, the member is not entitled to call the trademarks of the COMPANY partners negative, derogatory or otherwise unlawful, or to evaluate other companies or other third parties negatively or derogatorily, or to use negative, derogatory or otherwise disparaging or other unlawful actions to poach members of other companies. For COMPANY Partners with PREMIUM+ status: COMPANY Partners are subject to the same prohibitions and may not negatively portray other COMPANY Partners or SANUSLIFE.
18. All presentation, advertising, training and film materials, product labels, etc. (including photographs) of SANUSLIFE are protected by copyright. They may not be reproduced, distributed, made publicly available or edited by the member in whole or in part via the contractually granted right of use without the prior express written consent of SANUSLIFE. 
19. The use of the SANUSLIFE trademark and/or the trademarks, work titles, product designations and business designations and other trademarks of SANUSLIFE or one of the COMPANY partners is also not permitted beyond the contractually granted right of use. This also applies to the registration and use of Internet domains, including subdomains. SANUSLIFE may request that Internet domains that use the name SANUSLIFE and/or the trademarks, work titles, product designations and business designations and other distinctive signs of SANUSLIFE or one of the COMPANY partners be deleted and/or transferred to SANUSLIFE. The pure takeover costs of the provider - but not other costs or a license or other compensation for the domain - will be borne by SANUSLIFE in the event of the takeover. For COMPANY Partners with PREMIUM+ status: COMPANY Partners may use their own trademarks and domain names to complement their SANUSLIFE Platform products, but may not register SANUSLIFE or COMPANY Partner Trademarks without consent.
20. Furthermore, it is prohibited to apply for own trademarks, work titles or other property rights that contain a trademark, product name, work title or business designation of SANUSLIFE or one of the COMPANY partners that may be registered or otherwise protected in another country/territory. The aforementioned prohibition applies to both identical and similar signs or products. It is also prohibited to use trademarks, trademarks, work titles, product names or other property rights of SANUSLIFE or one of the COMPANY partners in so-called search engine advertising (e.g. Google AdWords), sponsored links advertising, Internet advertising space marketing or comparable online advertising acts. Finally, the exchange/modification of product descriptions of the products of SANUSLIFE or any of the COMPANY partners is also prohibited. For COMPANY Partners with PREMIUM+ status: COMPANY Partners may apply for their own trademarks for their SANUSLIFE Platform products, but may not use any signs imitating SANUSLIFE or other COMPANY Partner trademarks.
21. A member can re-register with SANUSLIFE after the ordinary termination of his old position. The prerequisite is that the termination and confirmation of termination by SANUSLIFE for the old position of the member were at least six (6) months ago and that the terminating member has not performed any activities for SANUSLIFE during this time.
22. The Member is not permitted to respond to press inquiries about SANUSLIFE, the COMPANY Partner Products, the SANUSLIFE Compensation Plan or any other SANUSLIFE benefits. The Member is obliged to forward all press inquiries to SANUSLIFE without delay.
23. The Member undertakes to ensure, as far as possible, that the customer and member data obtained through sales services are used exclusively in the context of his or her work for SANUSLIFE and, in particular, are not forwarded and/or used to other third parties or for third-party services. He must look after the customers and members he looks after with the necessary care.
24. The Member may only advertise and distribute services for SANUSLIFE or attract new Members in those states/territories that have been officially opened by SANUSLIFE, just as the Member may only promote and distribute those products in a state/territory that are officially activated for sale in the SANUSLIFE Marketplace and its COMPANY Partners. It is also not permitted to act as a SANUSLIFE branch, importer or exporter or similar in any state/territory or to establish corresponding business enterprises.
25. Members are not allowed to give gifts or other benefits to employees of SANUSLIFE.
26. SANUSLIFE enables the member to purchase the products for the personal needs of family members or family members. Under no circumstances may the Member, himself or his family members, induce other Members to purchase products in large quantities for personal consumption that unreasonably exceed personal use within a household. By placing a new order for products, the Member warrants that at least 70% of the previous order has been used for business purposes and that no more than 30% of the last order is in stock. The Member must retain the relevant receipts for a period of at least four years, regardless of the tax retention obligations of the respective country, in order to be able to prove compliance with the aforementioned 70% rule. Furthermore, the member may not purchase more products himself or through third parties than he can reasonably consume within one month. 
27. The Member shall notify SANUSLIFE of the place, time and content of promotional events aimed at the general public in good time prior to the publication of the invitation. SANUSLIFE may demand changes or even the cancellation of the event if this is necessary in the interest of the company and the SANUSLIFE sales organization and its members.
28. The use of toll-free telephone numbers to market SANUSLIFE's activity or products is not permitted.
29. The Member is obliged to notify SANUSLIFE immediately and truthfully of any violations of the rules of the General Terms and Conditions of Contracting Parties as well as other violations of applicable law.
30. Only in Italy and France are members prohibited from reselling services and/or products directly to the customer.

§ 8 Non-Competition / Poaching

1. The Member is permitted to distribute products and/or services for other companies, including marketing companies, party distribution companies or other direct sales companies, even if they are competitors.
2. Notwithstanding the permission formulated in paragraph 1, the Member is not permitted to distribute products or services of other unregistered companies, as well as advertising materials and comparable content for the operation of the SANUSLIFE business to other SANUSLIFE Members.
3. If the Member works simultaneously for several companies, including network marketing companies/MLM companies, party distribution companies or other direct sales companies, he undertakes to structure the respective activity together with his respective downline in such a way that there is no connection or mixing with his activity for the other company. 
4. The Member may not offer products from other suppliers than SANUSLIFE or COMPANY products at the same time, in the same place or in the immediate vicinity. 
5. The member is prohibited from poaching other SANUSLIFE members or COMPANIES for the distribution of third-party products or for switching to other network marketing companies. 
6. The member is also prohibited from violating other members or other distribution agreements that he has concluded with other companies and whose clauses are still effective by concluding a member contract.

§ 9 Secrecy

1. The member must maintain absolute confidentiality about business and trade secrets of SANUSLIFE and about their structure. 
2. The business and trade secrets and at the same time property rights of SANUSLIFE include, in particular, information on inventions, distribution methods, technical parameters of products, downline activities and placements, as well as the downline genealogy and the information contained therein, the member, customer and contractual partner data, price and commission calculations, information about business relationships of SANUSLIFE and its affiliated companies and other vendors and suppliers. 
3. This obligation shall survive the termination of the Member Agreement for a period of five (5) years.
   
    

§ 10 Member Protection / No Area Protection

1. As long as a registered person/company/nonprofit is not successfully verified (KYC/KYB), the sponsor can be changed without the consent of the upline and without fees. Unverified users are not considered final and successfully acquired and are therefore not yet firmly integrated into a structure. 
2. As soon as the verification (KYC/KYB) is successfully completed, the member is considered to be permanently assigned as Verified (ENTRY/LITE) and a change of sponsor is no longer possible.
3. Only in particularly justified cases, upon the Member's request to be sent to [email protected] via e-mail and after the written consent of SANUSLIFE, the Original Sponsor and the other five (5) Members superior to the Original Sponsor in the structure of the Compensation Plan (Upline Member), is it possible to assign the Member (also applies to its customers) to a Sponsor other than the Original Sponsor in narrowly limited exceptional cases. 
4. The application must contain the data of the new sponsor (ID number, first and last name) and a substantiated explanation of the specific reason for the change, whereby SANUSLIFE expressly reserves the right to request further information or evidence of the special merits of the reason for the change or to reject the application at its discretion. 
5. If SANUSLIFE considers the change request to be particularly justified, SANUSLIFE will send the request to the original sponsor and the other 5 upline members by e-mail, combined with a 14-day period to reject the change request to the same. If the addressees are not rejected by e-mail within this period, the request to change will be granted; otherwise, the final rejection of the change request will take place. 
6. For the processing of the application, which must be paid in advance, a non-refundable processing fee of € 50.00 is due, even if the application is not granted.
7. SANUSLIFE is entitled to delete all personal data, including the e-mail address, of a Sponsored Member from its system if advertising mailings, letters or e-mails with the notes "moved", "deceased", "not accepted", "unknown" or similar are returned and the newly recruited member or the sponsor does not correct the inaccurate data of the newly recruited member within a reasonable period of 14 days.
8. Furthermore, crossline sponsorship and the attempt to do so within the company is prohibited. Crossline sponsorship means the acquisition of a natural person, partnership or corporation that is already a member of SANUSLIFE in another sales line or has had a member contract within the last 6 months. In this respect, it is also prohibited to use the name of the spouse, relatives, trade names, or other third parties in order to circumvent this provision.
9. Bonus manipulation is prohibited. This includes, in particular, the sponsorship of members who do not actually engage in the SANUSLIFE business (so-called straw men), as well as open or disguised multiple registrations, insofar as this is prohibited. In this respect, it is also prohibited to use the name of the spouse, relatives, trade names, or names of other third parties in order to circumvent this provision. It is also prohibited to induce third parties to sell or purchase products in order to achieve a better position in the compensation plan, to manipulate the group bonus or to otherwise cause bonus manipulation.
10. The member is not entitled to territorial protection.
     

§ 11 Warning, contractual penalty, damages, indemnification

1. In the event of a first violation of the member's obligations regulated in § 7, SANUSLIFE will issue a written warning with a deadline of ten (10) days to remedy the breach of duty. The Member undertakes to reimburse the warning costs, in particular the lawyer's fees incurred for the warning.
2. Explicit reference is made to § 16, according to which SANUSLIFE is entitled to extraordinary termination in the event of a breach of the obligations regulated in § 8, § 9 and § 10 as well as in the event of a particularly serious breach of the obligations regulated in § 7, other applicable contractual or statutory law without prior warning, but is also entitled to take the measures pursuant to § 11 (1) at its own discretion in the event of a first breach of duty. 
3. Notwithstanding the immediate extraordinary right of termination regulated in § 16, SANUSLIFE has the right in individual cases in the event of the occurrence of one of the aforementioned breaches of duty at its own discretion before the extraordinary termination is issued, even with a shortened remedy period.
4. If, after the expiry of the remedy period set by the warning, the same or an identical infringement occurs again, or if the originally warned violation is not remedied, a contractual penalty is immediately due at the discretion of SANUSLIFE and to be examined by the competent court in the event of a dispute. In addition, further lawyer's fees are incurred for the assertion of the contractual penalty, which the member is obliged to reimburse.
5. Notwithstanding the forfeited contractual penalty, the Member shall also be liable for all damages incurred by SANUSLIFE as a result of a breach of duty by the Member, unless the Member is not responsible for the breach of duty.
6. The Member shall indemnify SANUSLIFE in the event of a claim by a third party due to a breach of one of the contractual obligations or any other violation by the Member of applicable law on SANUSLIFE's first request. In particular, the Member undertakes to bear all costs, in particular attorney's fees, court costs and damages, incurred by SANUSLIFE in this context.
    

§ 12 Adjustment of prices and loyalty points

1. Definition (effective as of 1 July 2026): Loyalty Points are the points granted by SANUSLIFE that Members may receive for successful referrals in accordance with the applicable system and compensation rules. Loyalty Points are recorded in the back office and serve as the basis for calculating potential compensation under the applicable compensation plan. Subject to the fulfillment of the relevant eligibility requirements, payouts may be made in USDC (USD Coin). The technical processing and execution of such payouts shall be carried out in accordance with the applicable system rules and operational procedures in effect from time to time.
2. SANUSLIFE reserves the right to change the prices to be paid by the Member, the remuneration components assigned to the services, the remuneration plan or usage fees at the beginning of a new billing period if unforeseeable and/or uncontrollable changes, in particular legal changes, changes in the market situation and/or the license structure, have occurred and the relationship between service and consideration has been significantly disturbed as a result. SANUSLIFE will notify the Member of the change within a reasonable period of time prior to the change.
3. Furthermore, SANUSLIFE reserves the right to adjust the prices and usage fees to be paid by the members due to changed market conditions and/or increased costs by applying § 16 of this member agreement. Specifically, the cost factors that determine prices are as follows: increase in production costs, delivery costs, import costs (customs charges), currency fluctuations.
4. SANUSLIFE also reserves the right to adjust the remuneration components assigned to the services and the remuneration plan due to changed conditions under the application of this Member Agreement within the scope of what is reasonable for the Member.
    

§ 13 Advertising material, donations

All free advertising materials and other benefits from SANUSLIFE can be revoked at any time with effect for the future.

§ 14 Remuneration of Loyalty Points 

1. Basic principle of remuneration: Remuneration is only paid for successful referrals that lead to a purchase via SANUSPAY (triple effect/stripe) within the SANUSLIFE Marketplace. Pure member recruitment without subsequent purchase completion will not be remunerated.
2. As of 1 January 2026, SANUSLIFE awards Loyalty Points instead of traditional fiat-based commissions as compensation for successful referrals. Loyalty Points are not legal tender and do not have a fixed monetary value. They serve solely as an internal unit of account for calculating compensation under the applicable compensation plan. Subject to the fulfillment of the applicable eligibility requirements, payouts may be made in USDC (USD Coin). The technical processing and execution of such payouts shall be carried out in accordance with the applicable system rules and operational procedures in effect from time to time.
3. Earning Points: Members earn Loyalty Points when their referred customers, their customers' customers, etc., companies or non-profits make purchases through the SANUSLIFE platform using the SANUSPAY Triple Effect (including Stripe payments). The amount depends on the applicable remuneration plan (available in the SANUSAPP). Points are calculated daily, weekly, monthly or annually and are displayed in the member back office.
4. Payout: Following successful account activation and completion of the required identification and verification procedures (e.g., acceptance of the Terms and Conditions and, where applicable, KYC/KYB requirements), compensation may be calculated and the relevant Loyalty Points may be approved for payout in accordance with the applicable compensation plan. Subject to the fulfillment of the applicable requirements, payouts shall be made on a decentralized basis in USDC (USD Coin). The transfer is carried out through the technical infrastructure of the SANUSAPP to the Member’s self-managed and activated self-custody wallet (a wallet owned and controlled by the Member through their own passphrase). The execution of the respective blockchain transaction takes place in accordance with the designated technical processes and the underlying decentralized system architecture and is effected exclusively upon the Member’s confirmation and authorization of the transaction.
5. Value and Risk: The Euro amount shown on the Loyalty Statement is provided solely for illustrative purposes and for the calculation of the credited Loyalty Points. It does not constitute either a guaranteed payout amount or a binding representation of value. Payouts are made in USDC (USD Coin). Although USDC is designed to maintain a value that closely tracks the U.S. Dollar, fluctuations in value, technical disruptions, regulatory changes, and risks associated with blockchain technologies, wallets, smart contracts, and digital assets cannot be excluded: The Member acknowledges these risks and expressly agrees to participate in and use the system with full awareness of such risks. SANUSLIFE provides no guarantee or warranty regarding the future value, performance, or stability of USDC or any other digital asset, nor regarding the continuous availability, functionality, or accessibility of blockchain networks, distributed ledger technologies, or wallet infrastructures.
6. Fiat payouts by SANUSLIFE are excluded unless expressly stated otherwise.

§ 15 Member Suspension

1. In the event that the Member does not provide the requested evidence within 30 days of becoming aware of the requirements for the payment of remuneration or commission advances or other payments, SANUSLIFE shall be entitled to temporarily block the Member from the SANUSLIFE system until the time of providing the required documents. The period of a block does not entitle the member to extraordinary termination and does not cause any claim for interest or other damages.
2. For any case of request for documents not provided within the meaning of paragraph 1, SANUSLIFE is entitled to reimburse the costs necessary for this request.
3. Remuneration or advances or other payments that cannot be paid out for the reasons mentioned above will be booked by SANUSLIFE as a non-interest-bearing provision and shall become statute-barred within the statutory limitation periods at the latest.
4. Regardless of the reasons for blocking mentioned in paragraph (1), SANUSLIFE reserves the right to block for good cause. In particular, SANUSLIFE reserves the right to block the Member's access to the back office and other system of SANUSLIFE, together with the Member's entitlement to the Member's loyalty points, without notice if the Member violates the contractual obligations or other applicable law. The blocking will remain in place until the breach of duty has been eliminated upon a corresponding warning from SANUSLIFE. If it is a serious or repeated breach of duty that leads to the extraordinary termination of the contractual relationship, the blocking remains permanent. For the period of blocking, the member will be listed as a FREE user or ENTRY without authorization to receive remuneration. Loyalty Points already accrued will be continued on the back office managed by SANUSLIFE for the Member and managed for a period of 90 days, without any ownership right as long as no Loyalty Point receipt has been created; SANUSLIFE remains the owner, and the member has no interest claim.
    

§ 16 Duration of Contract, Termination of Contract

1. The member pays the monthly subscription fee as BASIC or PREMIUM. The contract for private individuals is valid for the  subscription period shown on sanuslife.com/de/private/pricing, for companies for the  subscription period shown on sanuslife.com/de/business/pricing (per month). 
2. The contract is automatically renewed if the subscription fee is paid continuously. The member can cancel at any time by downgrading to ENTRY (private individuals) and LITE (companies) via the SANUSAPP.
3. In the event of non-payment of the monthly subscription fee, the contract will be suspended: The member will become inactive, lose all entitlements to loyalty points including SANUSCREDIT rewards, bonuses, commission developments for this time and will be downgraded to FREE User or ENTRY/LITE. 
4. The member then has the option of paying the monthly subscription fee again and in this case becomes entitled to commission again for the future by restoring the contractual relationship while retaining his position in the SANUSLIFE sales structure. 
5. After six (6) months of inactivity as a BASIC or PREMIUM/PREMIUM+ (no purchases, subscription suspended), SANUSLIFE is entitled to terminate the contract. The member can then be removed from the structure tree and loses its position as well as the entire downline.
6. Notwithstanding the reason for termination in paragraph (5), both parties have the right to terminate the Member Agreement extraordinarily for good cause. An important reason for termination by SANUSLIFE is also a breach of one of the obligations regulated in § 7 if the Member does not comply with his or her obligation to remedy the contract within the meaning of § 11 (1) in due time or if the same or a comparable breach occurs again at a later date after the breach of duty has been remedied. In the event of a breach of the obligations regulated in §§ 8, 9 and 10 paragraphs 3 and 4, as well as in the event of a particularly serious breach of the obligations regulated in § 7 or other applicable contractual or statutory law, SANUSLIFE is entitled to extraordinary termination without prior warning. Furthermore, there is an extraordinary reason for termination for each party if the other party ceases business operations or it is wound up, insolvency proceedings have been opened against the other party, or the opening has been rejected due to lack of assets, or the other party is otherwise insolvent, or has submitted an affidavit of insolvency in the context of enforcement. The right to extraordinary termination exists without prejudice to further claims.
7. SANUSLIFE shall also have the right to terminate the Member's contract extraordinarily if the Member has not taken the necessary actions within the meaning of § 14 even upon a one-time request from SANUSLIFE with a deadline for action.
8. After the termination of a contract by ordinary termination, a new contract is possible after a period of at least six (6) months, without this entailing a right to establish the sales structure existing before the termination, since the member is to be managed as a completely new member registered for the first time. In the event of termination of the contract by transfer of the structure in accordance with § 18, registration under the former structure/organization is no longer possible.
9. With the termination of the contract, the member is no longer entitled to commissioning. This does not apply to contracts that have already been successfully brokered at this point in time. The entitlement to these loyalty points remains unaffected. Furthermore, upon termination of the contract, the Member shall not be entitled to any claim for compensation for commercial agents or any other claim for compensation or compensation, since the Member is not a commercial agent in accordance with Section 4 (1) and is otherwise not entitled to compensation after the end of the contract.
10. Cancellations will only be accepted in writing, whereby an ordinary cancellation can also be made by e-mail to [email protected] or via the logged in area under www.sanuslife.net > dashboard > My data (by clicking the red button "Please delete my data. I no longer want to be registered as a user/member of SANUSLIFE").
11. If a Member simultaneously uses other services from SANUSLIFE that are independent of the Member Agreement, these services shall remain in force without prejudice to the termination of the Member Agreement, unless the Member expressly requests their termination with the termination. If the member continues to purchase services from SANUSLIFE after the termination of the contract, he or she will be managed as a normal customer.
12. In the event of premature termination of a contract with a minimum term, there is no entitlement to a refund of the subscription fee, unless the member has effectively terminated the contract for good cause. 

§ 17 Data protection obligations of the member

1. The Member is prohibited from passing on, storing or otherwise using the personal data of the end customers or other Members that become known to him or her to third parties beyond the rights and obligations granted in the contract. 
2. A breach of this obligation makes the Member liable to pay damages to SANUSLIFE and may at best be punishable under the applicable criminal and data protection regulations.

§ 18 Transfer of Business Operations / Transfer of the Sponsored Structure to Third Parties / Death of the Member

1. Transfer by SANUSLIFE: SANUSLIFE may transfer all or part of its business operations or individual assets to third parties at any time, provided that the acquirer complies with applicable law.
2. Death of the member: The member contract ends at the latest with the death of the member. The member contract can be inherited in compliance with the legal requirements. 
3. Option right of heirs: A new member agreement must be concluded with the heir(s) within six (6) months of the occurrence of death, whereby he/she enters into the rights and obligations of the testator. If the member leaves several heirs, this option right can only be exercised by one of the heirs, who can act either as a partial heir or in the interest of the community of heirs. 
4. Estate Audit / Registered Heirs: SANUSLIFE is not obliged to review the existing estate relationships when exercising the option right. If the heir or one of the heirs is already registered as a member of SANUSLIFE, the heir must give up his or her previous position in the sales structure of SANUSLIFE or, if the requirements of § 10 para. (3) are met, transfer one of the two future sales structures to a third party, since only one position in the marketing plan may be assigned to each natural person. 
5. Proof/expiry of deadline: The death must be proven by a death certificate. If there is a will on the inheritance of the member contract, a notarized copy of the will must be submitted. After the six (6) month period has elapsed without being used, all rights and obligations arising from the contract shall be transferred to SANUSLIFE. Exceptionally, the six (6) month period is extended by a reasonable length if it is disproportionately short for the heir(s) in the individual case.
6. Structure Transfer Member: A member who is active under the Compensation Plan may transfer his or her sales structure subject to the prior written consent of SANUSLIFE. 
7. Requirements: The prerequisite is the conclusion of a purchase and/or transfer agreement with the third party as well as the submission of the fully completed member application of the third party to SANUSLIFE. SANUSLIFE has a right of first refusal and can exercise it within one month of receipt of the written notification of the intended transfer. If the right of first refusal is not used, the transfer is permissible after consent. 
8. Admissibility: The transfer is only possible to persons who are not members of SANUSLIFE at the time of the transfer, have not been in the last twelve (12) months and have not been extraordinarily terminated by SANUSLIFE. For existing SANUSLIFE members, the acquisition or transfer of a sales structure is not permitted. 
9. Exclusions: Even if SANUSLIFE does not make use of its right of first refusal, the consent is at the free entrepreneurial discretion of SANUSLIFE. A sale is only possible if the contractual relationship has not been terminated. The right to transfer shall lapse in the event of termination without notice, violation of these T&Cs, outstanding claims against SANUSLIFE, insolvency, insolvency or seizure of the member's assets.
10. Name protection: A member cannot carry out his or her activities under a different name, as a married couple, as a registered civil partnership or under a different name for any other reason. A change of the registered data or the name is normally excluded. 

§ 19 Consent to the use of photographic and audiovisual material, use of recordings of materials and presentations

1. The Member grants SANUSLIFE the right to record and/or perform photographic and/or audiovisual material with his/her likeness, voice recordings or statements and quotes from him/her free of charge in the course of his/her function as a Member. In this respect, by submitting the member application and acknowledging these General Terms and Conditions, the member expressly consents to the publication, use, duplication and modification of his quotations, recordings or recordings.
2. The Member is not permitted to make audio, video or other recordings of events sponsored by SANUSLIFE, conference calls, speeches or meetings for the purpose of sale or personal or business use. A Member may also not record, make, or compile any audio or video presentations, or recordings of SANUSLIFE events, addresses, conference calls, or meetings without the prior written consent of SANUSLIFE.
3. In Switzerland, the right to one's own image and consent to the use of image and sound recordings is strictly protected as a personal right. The data subject must consent to the publication and use of personal image and sound material. Participation in public events does not generally exempt you from obtaining consent, unless there is an overriding public interest. The express consent of the member through the contract binds him to the use of the recordings by SANUSLIFE.
    

§ 20 Data protection provisions

The data protection provisions of SANUSLIFE apply, which the member can access under sanuslife.com/de/legaldocuments, "Data Protection Regulations for Recommenders (Members)" and which he also confirms as having been acknowledged and accepted as part of the contract by sending his member application.

 

§ 21 Disclaimer

1. SANUSLIFE is only liable for damages other than those caused by injury to life, limb and health if this is based on intentional or grossly negligent action or on culpable breach of an essential contractual obligation (e.g. payment of loyalty points) by SANUSLIFE, its employees or vicarious agents. This also applies to damages resulting from the breach of duties in contract negotiations and from the performance of tortious acts. Any further liability for damages is excluded.
2. Except in the case of injury to life, limb and health or intentional or grossly negligent conduct of SANUSLIFE, its employees or vicarious agents, liability is limited to the damages typically foreseeable at the time of conclusion of the contract and otherwise to the average damages typical of the contract. This also applies to indirect damages, in particular loss of profit.
3. SANUSLIFE is not liable for damages of any kind caused by data loss on the servers, except in the case of grossly negligent or intentional fault on the part of SANUSLIFE, its employees or vicarious agents.
4. Content of the member secured by SANUSLIFE is third-party information for SANUSLIFE within the meaning of telemedia law and/or other applicable law. However, SANUSLIFE assumes no liability for the products of the COMPANY partners, as the contractual relationship is always agreed with the company concerned.
    

§ 22 Inclusion of the Remuneration Plan and the Code of Conduct

1. The Compensation Plan (located under https://sanuslife.net/deu/register/dashboard) and the Code of Conduct (located under https://sanuslife.com/de/legaldocuments, "Code of Conduct for Referees (Members)") and the requirements contained therein are also expressly incorporated into this Member Agreement. The Member must always comply with these requirements in accordance with the current version.
2. By sending the Member Registration Application to SANUSLIFE, the Member also assures that he/she has taken note of the Compensation Plan and the Code of Conduct and expressly accepts both documents as part of the contract. SANUSLIFE is entitled to amend the Compensation Plan and the Code of Conduct in accordance with Section 25.
    

§23 Accounting and Taxes

1. Depending on the legal provisions applicable in the Member’s country of residence, the credited Loyalty Points or any payout made in USDC (USD Coin) may already constitute a tax-relevant economic benefit or taxable income. The relevant value may be the value applicable at the time of the respective crediting or receipt. The assessment of the tax treatment, as well as compliance with all tax, reporting, and declaration obligations, shall be the sole responsibility of the Member.
2. There is no employment relationship between SANUSLIFE and the Member; participation is voluntary. SANUSLIFE assumes no liability for tax obligations and does not pay any tax contributions or social security contributions.
3. The calculation, payout, and accounting of Loyalty Point compensation and any other compensation shall be based on the data and documents submitted by the Member. The Member shall be responsible for the completeness and accuracy of such data and documents and shall indemnify and hold SANUSLIFE harmless, including in accordance with Section 11(5), in the event that SANUSLIFE makes an error in issuing vouchers, statements, or other records as a result of incorrect or incomplete information provided by the Member. Should SANUSLIFE be required to make payments or incur any other losses or damages in this connection, the Member shall be obligated to reimburse SANUSLIFE for all resulting costs, losses, damages, and expenses. To satisfy any claims arising therefrom, SANUSLIFE shall be entitled, to the extent permitted by law, to withhold the Member’s claims to Loyalty Points, as well as any compensation or payouts in USDC (USD Coin) that have not yet been paid out, and to set off such amounts against existing claims.

§ 24 Limitation period

1. All claims arising from this contractual relationship shall become statute-barred for both parties within six (6) months, to the extent permitted by law. The limitation period begins with the due date of the claim or at the time the claim arises or the claim becomes recognizable. 
2. Legal regulations that provide for a longer limitation period remain unaffected.

§ 25 Notifications

1. All notices (other than terminations) under this Agreement will be given in electronic form by e-mail or in the Member's login area.
2. Notices to SANUSLIFE must be sent to the following address: SANUSLIFE ADMINISTRATION AG, Zugerstrasse 76b, CH-6340 Baar (ZG), e-mail: [email protected]
3. All notices (other than terminations) to the Member will be sent outside of the Member's login area to the email address provided during registration. 

§ 26 Applicable Law/Place of Jurisdiction

Swiss law applies to the exclusion of the UN Convention on Contracts for the International Sale of Goods. The place of jurisdiction is Baar (Canton Zug), Switzerland. 

§ 27 Final Provisions

1. SANUSLIFE reserves the right to change these General Terms and Conditions of Contract, as well as the Compensation Plan, at any time and without giving reasons. SANUSLIFE will send the amended General Terms and Conditions or the amended Compensation Plan to the Member in good time before they come into force in the Back Office Dashboard, under SANUSWORLD-NEWS, by e-mail or in any other form. 
2. The member has the right to object to the change. If the Member does not object to the amended General Terms and Conditions or the amended Remuneration Plan within six (6) weeks of receipt of the notification of the change, the Member expressly accepts the change. SANUSLIFE shall inform the Member separately in the notification of the amendment of the General Terms and Conditions or the Remuneration Plan of the right to object, the consequences of an objection, as well as the legal consequences of silence,  in an explicit and easily understandable way. In the event of an objection, both parties are entitled to terminate the contract at the time the amendment comes into force. Changes known at the time of conclusion of the member contract are not subject to notification and do not constitute a right of objection on the part of the member.
3. In all other respects, changes or additions to these General Terms and Conditions of Contract must be made in writing. This also applies to the waiver of the written form requirement.
4. In the event that these General Terms and Conditions are translated into another language and there is any inconsistency in any provision between the German version and the translated version of the General Terms and Conditions, the German version shall always prevail.
5. In the event of invalidity or incompleteness of a clause of these General Terms and Conditions of Contract, the entire contract shall not be invalid. Rather, the invalid clause is to be replaced by one that is effective and comes as close as possible to the meaning of the invalid clause from an economic point of view. The same is to apply to the closure of a gap in need of regulation.

Effective Date: July 1, 2026

All terms and designations used herein shall apply equally to the feminine and masculine forms and shall always include all other genders.

1.1 Scope of Application

1. This Code of Conduct (hereinafter referred to as the “SANUSLIFE Code of Conduct”) governs the relationship between SANUSLIFE ADMINISTRATION AG (hereinafter referred to as “SANUSLIFE”) and distribution partners holding the account types BASIC, PREMIUM, and PREMIUM+, hereinafter collectively referred to as “MEMBERS”, who, following their own registration and KYC (Know Your Customer) verification, make use of the services provided by SANUSLIFE on the portal www.sanuslife.com and on the related and personalized SANUSLIFE platform (hereinafter referred to as “SANUSLIFE-P”). This SANUSLIFE Code of Conduct governs the use of the portal as well as the use of SANUSLIFE materials and content, both in the virtual and physical environment. Upon registration, the MEMBER must complete the digital application form properly and in full, which contains a link to the SANUSLIFE Code of Conduct. By accepting via mouse click, the MEMBER declares that he/she has read and understood this SANUSLIFE Code of Conduct, fully agrees with its content and purpose, and thereby consents to entering into a contractual relationship between himself/herself as a MEMBER and SANUSLIFE.
2. While using the platform www.sanuslife.com, the MEMBER (BASIC Member or PREMIUM Member) is obliged to act at all times in accordance with the SANUSLIFE Code of Conduct.

1.2 General Obligations

1. The MEMBER is prohibited from violating the rights of third parties, harassing others, or otherwise violating applicable law or accepted standards of morality while using the portal www.sanuslife.com. In particular, the MEMBER undertakes to refrain from the following actions:
   1. Disseminating statements containing insulting, harassing, violent, violence-glorifying, inflammatory, sexist, obscene, pornographic, racist, morally objectionable, otherwise offensive, or prohibited content;
   2. Insulting, harassing, threatening, intimidating, defaming, or embarrassing other customers, employees, partner companies, or MEMBERS of SANUSLIFE;
   3. Collecting, disclosing, or distributing personal or confidential information of other customers, employees, partner companies, or MEMBERS of SANUSLIFE, or otherwise violating their privacy;
   4. Disseminating false, discriminatory, or derogatory statements about other customers, employees, partner companies, or MEMBERS of SANUSLIFE, particularly on the basis of race, religion, gender, sexual orientation, origin, or social status;
   5. Collecting, disclosing, or distributing confidential information belonging to SANUSLIFE;
   6. Disseminating false statements about SANUSLIFE;
   7. Pretending to be an employee of SANUSLIFE or of an affiliated company or partner of SANUSLIFE;
   8. Using legally protected images, photographs, graphics, videos, musical works, sounds, texts, trademarks, titles, designations, software, or other protected content and identifiers without the consent of the rights holder(s) or authorization by contract, law, or regulation;
   9. Disseminating political, religious, or otherwise unrelated statements, investment recommendations, financial statements, or unauthorized health-related claims outside approved SANUSLIFE communications; furthermore, using or distributing prohibited or unlawful content;
   10. Exploiting programming errors (so-called bugs);
   11. Taking measures that may cause excessive server load and/or significantly impair operations for other customers;
   12. Engaging in hacking or cracking activities, or promoting or encouraging such activities;
   13. Distributing counterfeit software or promoting or encouraging its distribution;
   14. Uploading files containing viruses, Trojans, worms, or corrupted data;
   15. Using or distributing “Auto” software programs, “Macro” software programs, “Sniper” functions, malicious software (malware or spyware), or other “Cheat Utility” software programs;
   16. Modifying the service or any part thereof;
   17. Using software that enables so-called “data mining” or otherwise intercepts or collects information related to the service;
   18. Interfering with transmissions to and from service servers and website servers;
   19. Gaining unauthorized access to service servers, data servers, or website servers;
   20. Using non-identifiable and/or invisible methods to generate clicks or transactions that were not triggered by a confirming action of an end consumer;
   21. Using cookies, devices, programs, robots, iframes, hidden frames, pop-up windows, or other processes that prevent SANUSLIFE from correctly identifying and tracking transactions;
   22. Inducing MEMBERS, through misleading, deceptive, or manipulative measures, to click links, conduct transactions, or perform other actions.
2. Furthermore, the MEMBER is prohibited from processing and/or disclosing personal data of other persons (in particular postal addresses, telephone numbers, and email addresses) through the portal www.sanuslife.com without the consent of the respective data subject. In particular, the MEMBER is prohibited from contacting the data subject for commercial purposes without prior consent.
3. SANUSLIFE refers to its right of domiciliary authority regarding the use of its portal www.sanuslife.com and expressly reserves the right to immediately suspend access and terminate the contractual relationship extraordinarily in accordance with applicable law if any of the obligations set forth in paragraphs (1) and (2), or any other applicable legal provisions, are violated during use of the portal.

1.3 Placements

1. The placement of products and services as well as texts or comments containing advertising messages on the SANUSLIFE platform is prohibited without the consent of SANUSLIFE.
2. By uploading and publishing texts and media content on SANUSLIFE-P, the MEMBER warrants that he/she possesses all necessary rights thereto. Otherwise, SANUSLIFE shall be entitled to delete such content and disable the MEMBER’s access.
3. The MEMBER may only place content on SANUSLIFE-P for which he/she owns the copyright or possesses lawful rights of use.
4. Texts and media content whose rights do not belong to the MEMBER, or which are the subject of dispute between the MEMBER and third parties, may not be uploaded to SANUSLIFE-P.

1.4 Misrepresentation, Redirection, and Framing

MEMBERS may neither expressly nor through representations, design features, technical measures, or other actions create the impression for other MEMBERS, customers, or prospects that they are on an official SANUSLIFE website, platform, or other official communication presence when, in fact, a website, platform, or communication presence operated by the MEMBER or a third party is being used.
 

2 Code of Conduct in Detail

2.1 Password-Protected Areas of SANUSLIFE Websites

1. The password-protected sections of SANUSLIFE websites are intended for MEMBERS worldwide. Note: Passwords should not be disclosed to third parties and must be protected against unauthorized access. If a MEMBER becomes aware of any unauthorized use of his/her password, he/she shall immediately inform SANUSLIFE. SANUSLIFE assumes no liability or responsibility for damages resulting from the misuse of passwords.
2. The right to use the password-protected sections of SANUSLIFE-P ends upon termination of the MEMBER Agreement without requiring any further action by SANUSLIFE. Upon termination, the MEMBER must delete or destroy all stored, printed, or copied materials unless their retention is required by mandatory legal provisions.

2.2 Data Protection

All personal data received by SANUSLIFE in connection with the use of SANUSLIFE-P or the contractual relationship with the MEMBER shall be processed in accordance with applicable data protection legislation and the Privacy Policy.

If SANUSLIFE has reason to believe that inaccurate, incomplete, or outdated information has been provided, or that the MEMBER is violating data protection, legal, or contractual obligations, particularly the requirements of the General Data Protection Regulation (Regulation (EU) 2016/679), SANUSLIFE may restrict or suspend access to SANUSLIFE-P and, where legal or contractual requirements are met, terminate the contractual relationship.

2.3 Copyright and Use of SANUSLIFE Materials

For the duration of the contractual relationship, SANUSLIFE grants the MEMBER a non-exclusive (simple), revocable, and non-transferable right to use the SANUSLIFE materials provided, solely for the purpose of carrying out his/her activities as a SANUSLIFE Member.

The use, reproduction, and distribution of SANUSLIFE materials are permitted exclusively within the scope of the MEMBER’s activities and solely for advertising and sales purposes relating to SANUSLIFE, provided that the SANUSLIFE material remains unchanged and unedited and that the source is cited when SANUSLIFE-P materials are passed on to third parties.

There is no entitlement to the continued availability of materials provided by SANUSLIFE. Consequently, SANUSLIFE is entitled at any time to modify published materials, discontinue their availability, or provide new materials.

Should the MEMBER have any questions regarding the use of SANUSLIFE-P materials, he/she may contact SANUSLIFE at [email protected].

The right to use the password-protected Back Office area as a MEMBER ends upon termination of the Member Partner Agreement without requiring any further action by SANUSLIFE.

Upon termination, the MEMBER shall immediately delete or destroy all SANUSLIFE materials that have been stored, printed, downloaded, or otherwise reproduced unless retention is required by law.

Use of such materials must be exclusively in accordance with the applicable Code of Conduct, the MiCA Communication Guideline, and any other communication and advertising guidelines approved by SANUSLIFE.


2.3.1 Special Provisions Regarding the Use of Materials

1. SANUSLIFE grants the MEMBER access to the “Download Center” within the MEMBER BACKOFFICE (www.sanusbusiness.com). The current access path shall be communicated by SANUSLIFE within the system.
    
2. The MEMBER undertakes to use the SANUSLIFE material provided to him/her (or parts thereof) exclusively for the purpose of sales promotion (e.g. print and/or online advertising), without modification, with proper source attribution, and solely for promoting SANUSLIFE, its products, or its distribution system within the scope of product sales or the acquisition and maintenance of customers or MEMBERS. The source reference must: a) be included in the legal notice (imprint), where applicable; and b) be clearly visible and accessible on the respective material or, where this is not possible, in the immediate vicinity of the SANUSLIFE material used, by means of the following notice: “Source: SANUSLIFE”
    
3. Materials provided by SANUSLIFE and used by the MEMBER as advertising materials must not create the false impression that the product was produced in whole or in part by the MEMBER or with the assistance of third parties, nor that the result was substantially created through the MEMBER's contribution. Furthermore, such SANUSLIFE materials may not be modified or otherwise edited.
    
4. When creating (and subsequently using) advertising materials, websites, social media sites (e.g. Facebook or Instagram), online forums and community pages, blogs, YouTube channels, or any other online or offline presence or materials, the MEMBER must comply with the applicable provisions, guidelines, and approved advertising materials issued by SANUSLIFE. Where specific content or advertising measures require explicit approval, such approval must be obtained prior to publication. In addition, the MEMBER must comply with all contractual requirements and ensure that viewers are never given the impression that the online or offline presence is operated, provided, or authorized by SANUSLIFE itself, or that it constitutes official SANUSLIFE advertising or informational material. For this purpose, the SANUSLIFE Distributor Logo has been developed, bearing the designation “INDEPENDENT DISTRIBUTOR” (see annexes). The MEMBER is obliged to display this logo prominently on the homepage of the promoted website that is not operated by SANUSLIFE. Furthermore, one of the following notices must appear clearly and prominently in the immediate vicinity of the logo:
   “You are not on an official SANUSLIFE website”
   or
   “This is not an official SANUSLIFE website.”
    
5. The MEMBER is prohibited from designing, or commissioning third parties to design, offline advertising materials such as flyers, roll-ups, brochures, vehicle stickers, business cards, or similar promotional materials unless they have been approved in writing by SANUSLIFE in advance.
    
6. It is strictly prohibited to use the designation “SANUSLIFE”, the SANUSLIFE trademarks listed in the annexes, any other SANUSLIFE trademarks, identifiers, or intellectual property clearly attributable to SANUSLIFE (business sectors, product brand names, product labels, or elements beginning with SANUS... – see annexes), for domain names, email addresses, social media identifiers, chat names, internet portals, apps, groups, online videos, or any other advertising materials and channels in identical, similar, or abbreviated form. All advertising materials must contain the current official logos, product graphics, and similar materials specifically created and provided for MEMBERS (BASIC Members or PREMIUM Members). When creating new graphics for banners, headers, flyers, and similar materials, the SANUSLIFE Distributor Logo (see annexes and referenced links) must always be integrated. In such cases, the MEMBER must ensure, to the best of his/her knowledge and belief, that viewers are not given the impression that the promotional material was created by SANUSLIFE.
    
7. The MEMBER is solely responsible for the content of his/her own advertising and promotional activities, self-created websites, social media presences, and other communication activities, particularly with regard to misleading earnings claims, product claims, health claims, or other promotional statements relating to SANUSLIFE or partner companies.
    
8. The MEMBER is prohibited from downloading and/or modifying SANUSLIFE videos from the SANUSLIFE YouTube channel or any other platform and making them publicly available through other media. SANUSLIFE videos available through various internet channels may only be linked to and must never be downloaded and re-uploaded. Only linking or embedding is permitted, together with the aforementioned source reference: “Source: SANUSLIFE”
    
9. No video and/or audio recordings of SANUSLIFE webinars, SANUSLIFE events, SANUSLIFE presentations, SANUSLIFE meetings, or similar activities may be created, reproduced, distributed, made publicly accessible via the internet or other means, or otherwise made available for use.
    
10. Health Claims

(a) In connection with products and services offered through the SANUSLIFE Marketplace, the MEMBER may use only those product information materials, advertising statements, and training documents expressly approved by the respective manufacturer, COMPANY Partner, or SANUSLIFE.

(b) In particular, the MEMBER is prohibited from independently creating, disseminating, or using health-related claims, efficacy claims, promises of healing, or statements regarding the prevention, treatment, alleviation, or cure of diseases in communications with prospects, customers, or other MEMBERS unless such statements are expressly permitted by law and approved by the respective COMPANY Partner or SANUSLIFE.

(c) Personal testimonials, customer reviews, or endorsements may not be used in a manner that conveys the impression of a scientifically proven, guaranteed, or medically verified effect of a product.

(d) Within the scope of his/her activities for SANUSLIFE, the MEMBER may not provide medical, therapeutic, pharmaceutical, or nutritional advice unless this is done on the basis of the relevant professional qualifications and in compliance with all applicable legal requirements.

(e) Questions relating to products, ingredients, fields of application, health claims, or other product-related advertising statements must be directed to the respective COMPANY Partner. The MEMBER may use only the official information, product documentation, training materials, and communication guidelines provided by that COMPANY Partner.

In addition, health-related claims must comply with Regulation (EC) No. 1924/2006 on nutrition and health claims made on foods (Health Claims Regulation), as well as all applicable advertising, information, and labelling regulations governing the relevant product category.

(f) The technical, legal, and regulatory responsibility for product information, advertising statements, and training materials provided by a COMPANY Partner lies solely with the respective COMPANY Partner. The MEMBER is obliged to use only such approved content and must not disseminate his/her own health-related interpretations or advertising statements.

(g) Violations of these provisions shall constitute a breach of this Code of Conduct and may result in the measures provided for under this Code of Conduct.

2.3.2 Special Provisions Regarding the Use of SANUSLIFE Trademarks and Identifiers

1. SANUSLIFE grants the MEMBER a non-exclusive, revocable right, limited to the duration of the contractual relationship, to use internationally the SANUSLIFE trademarks or identifiers listed in the annexes together with the addition “INDEPENDENT DISTRIBUTOR” (previously and hereinafter referred to as the “SANUSLIFE Distributor Logo”) in connection with the promotion and distribution of all SANUSLIFE products and those of partner companies within the framework of the contractual provisions.
2. The MEMBER is not authorized to create an independent shop system using SANUSLIFE-P products, nor to distribute SANUSLIFE products through his/her own or third-party websites, nor to register new customers or Members. The use of third-party marketplaces (e.g., Amazon, eBay, or similar platforms) for the distribution of SANUSLIFE products is also prohibited without the express written consent of SANUSLIFE. Links to SANUSLIFE-P or to the MEMBER's personalized SANUSLIFE-P page, with or without reference to products of partner companies available in the SANUSLIFE Marketplace, are permitted and encouraged. It is essential that the entire purchasing process is carried out through the personalized SANUSLIFE-P page.
3. The MEMBER is not entitled to combine the SANUSLIFE trademarks listed in the annexes, any other SANUSLIFE trademarks, identifiers, or other intellectual property of SANUSLIFE with another identifying element to create a combined trademark or identifier and/or to use the aforementioned SANUSLIFE signs as a company name or as part of a company name.
4. The MEMBER may not modify in any way the SANUSLIFE trademarks listed in the annexes, any other SANUSLIFE trademarks, identifiers, or other intellectual property of SANUSLIFE, nor use them in modified form in the course of business. In particular, the use of color variations differing from the original SANUSLIFE design elements is prohibited.
5. The simple, contractually limited right of use for the SANUSLIFE trademarks listed in the annexes, any other SANUSLIFE trademarks, identifiers, or intellectual property of SANUSLIFE applies only for the duration of the Member Agreement.
6. SANUSLIFE reserves the right to modify or discontinue any of its trademarks over time. The MEMBER is obliged to use exclusively the current version of a SANUSLIFE trademark or logo no later than six (6) months after the introduction of a new SANUSLIFE trademark or logo. The MEMBER is responsible for regularly checking the validity and current status of SANUSLIFE trademarks and for implementing any changes.

7. The MEMBER is obliged to comply with the trademark, logo, corporate identity, and branding guidelines published by SANUSLIFE in their respective current version.

    

   2.4 Limitation of Liability and Indemnification

The MEMBER is solely responsible for the accuracy, completeness, and timeliness of the information submitted. Consequently, SANUSLIFE accepts no liability for the accuracy of such information, and the content stored by the MEMBER with SANUSLIFE constitutes third-party information within the meaning of the applicable laws.

SANUSLIFE does not guarantee any specific economic, business, or personal success resulting from the use of the platform, the Compensation Plan, or the products and services offered.

The use of the systems and software solutions provided by SANUSLIFE is subject to technical availability and at the MEMBER's own risk. SANUSLIFE shall not be liable for damages arising from the installation and/or use of the portal to the extent such liability may legally be excluded. Despite current virus protection measures, liability for damages or impairments caused by computer viruses is excluded to the extent permitted by law. SANUSLIFE shall furthermore not be liable for disruptions in service quality caused by force majeure or events beyond SANUSLIFE's control. SANUSLIFE shall also not be liable for unauthorized access by third parties to personal data (e.g., through unauthorized access by hackers to a database).

Except for damages arising from injury to life, body, or health, SANUSLIFE shall only be liable where such damages result from intentional misconduct, gross negligence, or culpable breach of a material contractual obligation (e.g., delivery to a customer) by SANUSLIFE, its employees, or vicarious agents. This shall also apply to damages resulting from breaches of duties during contract negotiations and from tortious acts. Any further liability for damages is excluded.

Except in cases involving injury to life, body, or health, or intentional or grossly negligent conduct by SANUSLIFE, its employees, or vicarious agents, liability shall be limited to damages typically foreseeable at the time of contract conclusion and, in amount, to the average damages typical for such contractual relationships. This shall also apply to indirect damages, in particular loss of profit.

SANUSLIFE shall not be liable for damages of any kind arising from data loss on computer servers, except in cases of intentional misconduct or gross negligence by SANUSLIFE, its employees, or vicarious agents. Stored content constitutes third-party information for SANUSLIFE. Links are available on SANUSLIFE's internet services. At the time a link is initially established, the content accessible through that link is checked for unlawful content. SANUSLIFE assumes no responsibility for third-party content accessible through links. If SANUSLIFE determines or is informed that linked content is unlawful, SANUSLIFE will immediately remove or disable the respective link.

The MEMBER shall indemnify SANUSLIFE upon first request against any third-party claims arising from a violation of this Code of Conduct, applicable law, or regulatory requirements, in particular due to unauthorized advertising claims, health-related claims, data protection violations, trademark infringements, or violations of the MiCA Communication Guideline. In particular, the MEMBER undertakes to bear all resulting costs, including fines, penalties, legal fees, court costs, and damage claims incurred by SANUSLIFE in this context.

2.5 MiCA Communication Guideline

1. In order to ensure uniform, regulatory-compliant, and non-misleading communication, the annex “SANUSLIFE MiCA Communication Guideline” (Chapters 1 through 8), as amended from time to time, shall additionally apply.
2. The MiCA Communication Guideline forms an integral part of this Code of Conduct and is binding on all MEMBERS.
3. The MEMBER undertakes to make all statements, presentations, publications, social media posts, advertising activities, training sessions, events, and any other communication relating to SANUSLIFE, SANUSCOIN, SANUSPAY, SANUSAPP, Wallets, the SANUSLIFE 360° ecosystem, and the referral and distribution system exclusively in accordance with the MiCA Communication Guideline.
4. In particular, the MEMBER undertakes to use only approved statements and wording and not to make any statements that deviate from the provisions of the MiCA Communication Guideline.
5. In case of doubt, the MEMBER may only use statements, presentations, training materials, advertising materials, and communication templates published and currently approved by SANUSLIFE.
6. Violations of the MiCA Communication Guideline shall be deemed violations of this Code of Conduct and may result in the measures provided for under this Code of Conduct, including, but not limited to, warnings, suspension, contractual penalties, and termination.

2.6 Warning, Contractual Penalty, Damages, Suspension

1. In the event of a first violation of the obligations set forth in this Code of Conduct by the MEMBER, SANUSLIFE shall issue a written warning granting a period of seven (7) days to remedy the breach. The MEMBER undertakes to reimburse the costs of the warning, in particular any legal fees incurred in connection therewith.
2. It is expressly pointed out that SANUSLIFE is entitled to terminate the contractual relationship with immediate effect and without prior warning in the event of particularly serious violations of this Code of Conduct, contractual obligations, or applicable law. Notwithstanding the foregoing, SANUSLIFE shall, at its sole discretion, also be entitled in such cases to initially apply the measures set forth in paragraph (1).
3. If, after the expiry of the remedy period granted in the warning, the same or a substantially similar violation occurs again, or if the originally warned violation is not remedied, a contractual penalty determined at SANUSLIFE’s discretion and subject, in the event of dispute, to review by the competent court, shall become immediately due. Such contractual penalty shall amount to at least EUR 900. Additional legal fees incurred in enforcing the contractual penalty shall also be borne by the MEMBER.
4. Irrespective of any contractual penalty incurred, the MEMBER shall also be liable for all damages suffered by SANUSLIFE as a result of the MEMBER’s breach of obligations, unless the MEMBER is not responsible for such breach.

5. In addition to the rights set forth in paragraphs (1) to (4), SANUSLIFE reserves the right to suspend the MEMBER with immediate effect for good cause. Such suspension includes, in particular, access to the Back Office, other SANUSLIFE systems, and the entitlement to receive compensation and commissions.

   Good cause shall exist in particular in the event of violations of the MiCA Communication Guideline, the provisions regarding health-related claims (Health Claims), SANUSLIFE trademark, logo, corporate identity, branding, or communication guidelines, data protection regulations, or misleading earnings, product, or advertising claims.

   The suspension shall remain in effect until the violation has been fully remedied and, where applicable, until the requirements imposed by SANUSLIFE as part of a warning have been fulfilled.

   If the violation is serious or repeated and results in the extraordinary termination of the contractual relationship, the suspension shall remain permanent.

   During the period of suspension, the MEMBER shall be downgraded to a verified customer (ENTRY) without entitlement to commissions.

   Any commission claims already accrued shall continue to be maintained and administered within the virtual compensation or credit account held by SANUSLIFE for the MEMBER. No entitlement to interest shall arise in respect thereof.

Supplementary Application of the MEMBER Agreement, the General Member Terms and Conditions, the Community Terms and Conditions, the Privacy Policy, and the SANUSLIFE Compensation Plan

The MEMBER Agreement, the General MEMBER Terms and Conditions, the Community Terms and Conditions, the Privacy Policy, and the SANUSLIFE Compensation Plan shall apply supplementary to this Code of Conduct to the extent that this Code of Conduct does not contain any deviating or additional provisions.

 

A) Annexes (Mini-CI)

TRADEMARK, IDENTIFIER, AND CORPORATE IDENTITY GUIDELINES

1. Principle

MEMBERS shall exclusively use trademark names, product names, platform names, and communication terms approved by SANUSLIFE. Own spellings, abbreviations, translations, or trademark designations are not permitted. The applicable versions are the current guidelines and glossaries available in the Download Center of the MEMBER BACKOFFICE.

2. Company Names

Company names shall always be used in their official form.

Examples

• SANUSLIFE
• SANUSLIFE International GmbH
• SANUSLIFE Administration AG

3. Product Brands and Product Names

Product Brands

Product brands shall generally be written in capital letters.

Example

• ECAIA

Product Names

Product names shall generally be used in their official English spelling.

Examples

• ECAIA ionizer
• ECAIA ionizer S
• ECAIA carafe
• ECAIA cartridge
• ECAIA drops

4. Business Areas and Platforms

Business areas, platforms, and system components shall be used exclusively in their official form.

Examples

• SANUSAPP
• SANUSPAY
• SANUSWORLD
• SANUSPLANET
• SANUSACADEMY
• SANUSWALLET
• SANUSCOIN
• SANUSCREDITS
• SANUSMAP
• SANUSLIFE Marketplace
• SANUSLIFE Explorer

5. User Groups

User groups shall be used exclusively in their official form.

Examples

• FREE User
• BASIC Member
• PREMIUM Member
• PREMIUM+ Member
• COMPANY Partner
• NON-PROFIT Partner

6. Account Types and Plan Names

Account types and plan names shall be written entirely in capital letters.

Examples

• ENTRY
• BASIC
• PREMIUM
• PREMIUM+
• LITE
• SMART
• PRO
• ULTRA
• LITE+
• SMART+
• PRO+
• ULTRA+

7. Career Levels

Career levels shall generally be written entirely in capital letters.

Examples

• CONSULTANT
• MANAGER
• SALES MANAGER
• DIRECTOR
• PRESIDENT
• DIAMOND
• ROYAL DIAMOND

8. Outdated or Unapproved Terms

The following terms must not be used:

❌ SANUSSTORE
❌ MLM
❌ Pyramid Scheme
❌ Ponzi Scheme

Instead, only the terms approved by SANUSLIFE shall be used.

9. SANUSLIFE Distributor Logo

The MEMBER may use the version of the SANUSLIFE Distributor Logo approved by SANUSLIFE from time to time.

The current logos, as well as supplementary trademark, corporate identity, branding, communication, and glossary guidelines, are available in the Download Center of the MEMBER BACKOFFICE (sanusbusiness.com).

10. Applicable Guidelines

This Mini-CI represents a simplified summary of the most important trademark and communication requirements.

The governing documents are the most current trademark, logo, corporate identity, branding, communication, and glossary guidelines published by SANUSLIFE in the Download Center of the MEMBER BACKOFFICE.

B) Annexes

SANUSLIFE MiCA Communication Guideline

Chapter 1: Purpose, Scope, and Definitions

Introduction

Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA) specifies the requirements applicable to crypto-assets, their offering, and the related communication.

For SANUSLIFE, MiCA constitutes the binding framework for all statements regarding SANUSCOIN, SANUSAPP, SANUSPAY, SANUSWALLET, custody, migration, and the related functions, products, and services.

Purpose of These Rules

These rules ensure that all statements:

• comply with regulatory requirements,
• are used consistently,
• are based on the actual state of functionality, and
• do not create false expectations.

They establish binding standards for language, content, and approval processes.

Scope

These rules are binding on all parties and form an integral part of SANUSLIFE’s compliance requirements, in particular for:

• Employees
• Partners
• Sales and Referral Partners

They apply to any communication with an external impact, in particular:

• Websites and landing pages
• Social media
• Emails, newsletters, and messaging services
• Presentations, webinars, and events

Any communication with an external impact must be treated as marketing communication within the meaning of this guideline, regardless of its form, medium, or reach.

Key Definitions under MiCA

For the purposes of these rules, the following definitions are particularly relevant:

Crypto-Asset:
A digital representation of value or rights that can be transferred and stored electronically (Art. 3(1)(5) MiCA).

Utility Token:
A crypto-asset that provides access solely to a good or service supplied by its issuer (Art. 3(1)(9) MiCA).

Public Offering:
A communication that enables a decision regarding the acquisition of a crypto-asset (Art. 3(1)(12) MiCA).

Custody:
The safekeeping or control of crypto-assets or their access credentials (Art. 3(1)(17) MiCA).

Application to SANUSLIFE

For SANUSLIFE, the following principles apply:

• Only approved content and terminology may be used.
• Statements must reflect the actual system structure and functionality.
• Any communication with an external impact is subject to these rules, regardless of format or length.

Fundamental Separation

The following applies throughout these rules:

• SANUSCOIN is a functional token within the 360° ecosystem.
• Compensation in USDC is granted exclusively for defined activities within the referral and sales system.
• Any linguistic or substantive linking of the token and compensation is prohibited.

Key Principle

Terms and statements are not defined by marketing, but by MiCA, the Whitepaper, and approved documentation.

Or:

MiCA provides the framework – SANUSLIFE communicates exclusively within that framework.

Chapter 2: General Communication Principles

Introduction

MiCA governs not only the classification of crypto-assets but also the requirements for communication about them.

For SANUSLIFE, this means that all information as well as marketing and communication activities, including Whitepapers, presentations, newsletters, websites, social media content, and other publications relating to SANUSCOIN, the SANUSLIFE 360° Ecosystem, and the associated products and services must be clearly identifiable, factually correct, fair, unambiguous, and not misleading (in particular Articles 6(2) and 7(1) MiCA).

Basic Rule

Only information may be communicated that:

• actually exists,
• has been approved, and
• is consistent with the Whitepaper and relevant documentation.

General Requirements

Every statement must:

• be clear and understandable,
• be factual and correct,
• be formulated in a way that does not create a misleading overall impression.

Prohibited Communication

In particular, statements are prohibited if they:

• go beyond the actual scope of functionality,
• exaggerate or imply advantages,
• conceal risks or create misconceptions through wording or context,
• present future developments, functions, or regulatory approvals as already existing.

Application to SANUSLIFE

Furthermore, the following applies to SANUSLIFE:

• No independent interpretations or extensions beyond approved content.
• No promotional exaggeration without factual foundation.
• No statements outside the documented state of functionality.

Core Principle

What matters is not what is intended to be communicated, but what is actually accurate, verifiable, and comprehensible.

Key Principle

Do not communicate what sounds good; communicate only what is substantiated and approved.

Chapter 3: Classification and Presentation of SANUSCOIN

Introduction

According to Article 3(1)(9) MiCA, a Utility Token is a crypto-asset that provides access solely to a good or service supplied by its issuer.

Classification

SANUSCOIN is classified as a Utility Token.

Its classification is based exclusively on its actual function within the SANUSLIFE ecosystem.

Basic Rule

SANUSCOIN shall be described exclusively in relation to its functionality.

This means:

• Descriptions refer solely to its role within the system.
• Statements relate only to documented functions.
• Any presentation remains within the defined system logic.

Distinction

Any representation of SANUSCOIN that:

• presents it as an investment or financial instrument,
• links it to value appreciation, growth, or returns,
• portrays it as an independent economic opportunity,
• presents it as a savings, investment, wealth-building, or financial product,

is prohibited.

Separation of Token and Income

For SANUSLIFE, the following applies:

• SANUSCOIN is not an income or compensation instrument, but rather a reward instrument.
• Income arises exclusively from defined activities within the referral and sales system.
• Any linguistic or substantive connection between the token and income is prohibited.

Application to SANUSLIFE

All statements regarding SANUSCOIN must:

• refer exclusively to its documented system function,
• not be expanded with economic, financial, or expectation-based statements,
• be used only within the context of the SANUSLIFE ecosystem.

Core Principle

SANUSCOIN is a functional crypto-asset within the SANUSLIFE ecosystem. Compensation or commissions are not paid in SANUSCOIN. Any exchange into other crypto-assets is carried out independently by the user through the available technical infrastructures.

Key Principle

The token explains the use of the system. Income is generated independently through defined activities and is paid out in USDC.


 

Chapter 4: Compensation and Referral Logic

Introduction

Communication relating to compensation, rewards, and referral models within SANUSLIFE is subject to MiCA requirements concerning clear, fair, and non-misleading information, as well as consistency with the relevant documentation, particularly Article 7(1) MiCA.

Principle

Compensation (Loyalty Points paid out in USDC) and rewards (SANUSCREDITS converted into SANUSCOINS) shall be described exclusively within the framework of the actual system logic.

Classification

For SANUSLIFE, the following applies:

• Compensation is part of the referral and sales system and is paid out by SANUSLIFE in USDC.
• It is separate from the token and its function.
• It is granted only in accordance with the applicable and documented rules.

Separation of Token and Compensation

The following applies:

• SANUSCOIN is not a compensation instrument. Compensation is paid out by SANUSLIFE in USDC.
• Compensation does not arise from the possession of tokens.
• Compensation is not guaranteed through the token or its use.

Any connection between the token and income is prohibited.

Communication Rule

Statements regarding compensation must:

• Refer to the defined system logic.
• Be formulated in an objective and comprehensible manner.
• Not create expectations beyond what is provided for within the system.

Prohibited Representations

The following statements are not permitted in particular:

• Presenting income or earnings as guaranteed or automatic.
• Promising financial freedom, wealth creation, or comparable outcomes.
• Presenting compensation as a typical or expected result.
• Generalizing individual results or examples without appropriate context.
• Linking tokens and compensation linguistically or conceptually.
• Promoting compensation by reference to exceptional individual cases or top results without expressly stating that such results are not representative.

Application to SANUSLIFE

For all statements regarding compensation and referral logic, the following applies:

• Representation only within the framework of the approved system description.
• No simplification that could lead to misunderstanding.
• No addition of economic, emotional, or motivational claims.
• Clear separation between system usage and possible compensation.

Core Principle

Compensation is described as a rule-based component of the system, not as a promise of results.

Key Principle

Income is generated through defined activities (e.g., recommending a product) – not through tokens, token ownership, or participation in the system.

Chapter 5: Wallet, Custody, and External Systems

Introduction

MiCA defines custody as the safekeeping or control of crypto-assets or their means of access (e.g., private keys) (Art. 3(1)(17) MiCA).

For SANUSLIFE, this applies in particular to communication relating to wallets, passphrases, custody structures, migrations, and internal and external systems associated with SANUSCOIN and the SANUSLIFE 360° Ecosystem.

Communication in this area must accurately reflect the actual technical and organizational situation and must not create misconceptions regarding access, control, security, responsibilities, or competencies (Art. 7(1) MiCA).

Principle

Statements relating to wallets, custody, migration, and external systems shall be based exclusively on the actual technical and organizational state of functionality.

Wallet and Custody

The following applies:

• Wallet and custody structures shall be described in accordance with the actual system architecture.
• Access and control mechanisms shall be presented correctly and completely.
• User roles and responsibilities shall be clearly assigned.

Passphrase and Access

The following applies:

• Access to wallet functions shall be provided according to the defined access structure.
• The passphrase is a central access element within this structure.
• Responsibility for access and security shall not be described differently from how it is actually regulated.
• Loss of the passphrase may result in complete loss of access.

Migration

The following applies:

• Migration processes shall be described exclusively on the basis of their actual implementation.
• Timelines, responsibilities, and process steps shall be represented correctly.
• System changes shall not be presented as automatic, complete, or risk-free.

External Providers

The following applies:

• External providers are independent systems with their own conditions.
• Functions and processes shall be clearly distinguished from the SANUSLIFE system.
• Responsibilities shall be clearly identified.

Prohibited Representations

The following are particularly prohibited:

• Suggesting unlimited security or control.
• Concealing risks, responsibilities, or technical limitations.
• Presenting processes as automatic or error-free.
• Portraying external providers as part of SANUSLIFE's services.

Application to SANUSLIFE

For all statements in this area:

• Technical and organizational processes shall be described without alteration.
• Simplifications must not lead to misunderstandings.
• Responsibilities must be described completely and correctly.
• Distinctions between internal systems and external platforms must remain identifiable.

Core Principle

System processes shall be described objectively and completely – without simplifications that create false expectations.

Key Principle

With regard to wallets, custody, and migration, descriptions must be based on function and responsibility, not on convenience or perceived security.

Chapter 6: Approval, Control, and Updates

Introduction

MiCA requires not only accurate communication but also appropriate procedures for the management, review, and updating of content. For SANUSLIFE, this means that all externally used content relating to SANUSCOIN, the SANUSLIFE 360° Ecosystem, and the related products and services is subject to a defined approval, review, and update process.

Principle

Only reviewed, approved, and up-to-date content may be used externally.

Approval Requirement

Approval is required in particular for:

• Newly created content.
• Revised or modified statements.
• All sales-related and externally used content.

Content may not be used or published without prior approval.

Responsibilities

The following responsibilities apply:

• Marketing: Uses only approved content.
• Sales and Partners: Use only reviewed statements.
• Compliance / Subject Matter Responsibility: Reviews content for regulatory compliance.
• Management: Bears overall responsibility.

Review Criteria

Before use, it must be ensured that:

• The statement reflects the actual state of functionality.
• It is consistent with the Whitepaper and approved documentation.
• It uses approved wording.
• It is clear and unambiguous.

Stop Rule

Statements must be immediately withdrawn and reviewed if they:

• Suggest economic benefits or income expectations.
• May be understood as an investment or income model.
• Imply security, availability, or performance features that have not been substantiated.

Documentation

Approved content must be documented in a traceable manner, including:

• Version used.
• Person responsible for approval.
• Date of approval.
• Reference to the current product and functionality status.

Updates

Content must be reviewed and, where necessary, updated whenever the following changes occur:

• System functions or processes.
• The Whitepaper or other governing documentation.
• Wallet, custody, or payment logic.
• Regulatory requirements.

Application to SANUSLIFE

All parties involved must:

• Use only approved content.
• Report deviations and have them reviewed.
• Discontinue the use of outdated or incorrect content.
• Address and escalate violations internally.

Core Principle

Correct communication requires verified content, clear responsibilities, and ongoing updates.

Key Principle

Not approved = do not use.
Not up to date = do not use.

Chapter 7 – Wording and Practical Application

7.1 Purpose of This Chapter

This chapter establishes binding rules for practical communication relating to SANUSLIFE. Its purpose is to ensure that statements used in everyday business—particularly in sales, marketing, and partner communications—are regulatory compliant, understandable, and consistently formulated.

The starting point is the requirement under MiCA that marketing communications must be clear, fair, and not misleading. Every statement must therefore be formulated in such a way that it does not create false expectations and accurately reflects the actual circumstances.

This chapter illustrates, by means of practical examples, how typical statements are to be evaluated and correctly formulated.

7.2 Fundamental Principle – Two Separate Systems

The fundamental principle underlying all SANUSLIFE communication is the strict separation of two system areas.

On the one hand, there is the SANUSPAY System. SANUSPAY is a technological platform through which users can independently carry out decentralized transactions in USDC using their own wallets. By confirming a transaction, smart contracts trigger automated processes through which amounts are distributed within the network according to the applicable system rules. Portions may be allocated to the respective company, SANUSLIFE, and SANUSPLANET.

In addition, SANUSCREDITS may be generated within the reward system. These may, at a later point in time and in accordance with the applicable system rules, be converted into the SANUSCOIN Utility Token and transferred to the user's wallet. SANUSPAY provides only the technical infrastructure for this purpose.

On the other hand, there is the Referral and Compensation System (Network Marketing). This is an independent sales system in which compensation arises exclusively from defined activities in accordance with the Compensation Plan and, since 1 July 2026, is paid out in USDC.

SANUSPAY is neither a universally usable payment network nor a general replacement for existing financial systems. It enables transactions only within the scope of supported functions and acceptance points.

The following principles apply to all communications:

• SANUSCOIN is not an income-generating instrument.
• Income arises exclusively through the compensation model and is paid in USDC.

This separation must be maintained at all times, both conceptually and linguistically.

7.3 Central Rule Derived from MiCA

The most important regulatory guideline for all communications derives from Article 7 MiCA:

Information must be fair, clear, and not misleading.

A statement is particularly prohibited if it:

• Suggests income or financial benefit.
• Can be understood as an investment.
• Implies security or guarantees.
• Combines different system areas.

The practical test is therefore:

If a statement creates an expectation of financial benefit or income for the recipient, it is not permissible.

7.4 Correct Presentation of SANUSCOIN

SANUSCOIN may only be described according to its actual function. This function exists within the context of the system and not as a promise of economic benefit.

For example, a statement such as:

"SANUSCOIN is an interesting token with growth potential"

is not permissible because it implies value appreciation and may be interpreted as an investment statement.

Likewise, the following statements are not permissible:

"The coin will increase in value"

or

"You will benefit from increasing demand"

Such statements are incompatible with the requirement that communication must be clear and not misleading.

Permissible descriptions include purely functional statements such as:

"SANUSCOIN is a Utility Token within the SANUSLIFE Ecosystem"

or

"SANUSCOIN serves as a means of payment within the system."

These formulations are consistent with the token’s classification in the Whitepaper and avoid any economic interpretation.

7.5 Critical Area – Mixing Tokens and Income

The most common and at the same time most critical mistake is the mixing of the token system with the compensation system.

Statements such as:

"Earn with SANUSCOIN"

"Passive income through the coin"

"Crypto Back is income"

are not permitted because they link two separate mechanisms and thereby create false expectations.

Such statements directly violate the MiCA requirement to avoid misleading communication.

Instead, both areas must be clearly separated. Correct wording includes, for example:

"Compensation is generated exclusively within the referral and sales system."

or

"Token allocations and compensation are based on different system mechanisms."

This ensures that no economic connection is implied where none actually exists.

7.6 Statements Regarding Compensation and Network Marketing

The second major risk area regarding compensation lies in exaggerated or oversimplified statements.

Typical impermissible statements include:

"passive income"

"earn with every purchase"

"financial freedom"

"high earning potential"

"guaranteed secondary income"

"anyone can make money with this"

"risk-free earnings"

These statements are problematic because they either guarantee income or create expectations that may not apply to every user.

Here again, the MiCA principle applies: statements must not be misleading and must reflect actual conditions.

Only differentiated and conditional statements are therefore permissible, such as:

"Compensation may arise from defined activities."

"The amount of potential compensation depends on individual factors."

"There is no guarantee of income."

These formulations establish the appropriate expectation framework.

7.7 Logic of SANUSCREDITS and Allocations

Misleading representations also frequently arise in relation to SANUSCREDITS when language is oversimplified.

The following statements are not permissible:

"You automatically receive coins"

"You are rewarded with every purchase"

"The more you collect, the more you receive"

These formulations create a direct profit logic and may be interpreted as conveying an economic benefit.

In reality, the Whitepaper describes a system-based allocation according to defined parameters.

Correct formulations therefore include:

"Credits may be allocated in accordance with the system rules."

"Allocation is based on defined parameters."

"Conversion takes place according to predefined factors."

These statements describe the mechanism without creating expectations.

7.8 Wallets, Custody, and Responsibility

Another sensitive area concerns communication relating to wallets and security.

The following statements are not permissible:

"Your wallet is secure"

"You have full control"

"There is no risk"

These statements imply absolute security or control and conceal the existence of risks.

Communication must instead reflect actual responsibilities.

The following statements are therefore permissible:

"Access is provided through credentials managed by the user."

"Responsibility for safeguarding access credentials rests with the user."

"Loss of access credentials may result in loss of access."

These formulations reflect technical reality and are consistent with the requirements for transparent communication.

7.9 Payment System and Use (SANUSPAY)

SANUSPAY is a technological platform through which users may independently conduct decentralized transactions in USDC using their own wallets.

By confirming a transaction, smart contracts trigger automated processes through which amounts may be distributed within the network according to defined system rules. Portions may be allocated to the respective company, SANUSLIFE, and SANUSPLANET.

SANUSPAY provides only the technical infrastructure for this purpose and must therefore not be presented as an independent, universal, or global payment network.

Caution is also required when describing payment functions.

The following statements are not permissible:

"usable worldwide"

"pay everywhere"

"free and unlimited"

"always available"

These statements contain absolute promises that are inaccurate and may therefore be considered misleading.

Permissible statements include:

"Payments can be made at supported acceptance points."

"Use depends on system and network conditions."

"Functions are available within the scope of system implementation."

These formulations accurately describe the actual limitations and possibilities.

Representing SANUSPAY as a universal or global payment system is not permissible, as this may imply a level of availability or market presence that could be considered misleading under MiCA.

7.10 Summary Assessment Principle

For practical day-to-day application, the following basic rule applies:

A statement is impermissible if it creates the impression that:

• a financial benefit will arise,
• income can be expected,
• the system can do more than it is actually designed to do,
• or there is no risk.

Conversely:

A statement is permissible if it is limited to the actual functionality, documented processes, and system logic.

This assessment must always be made in light of the MiCA requirement that marketing communications must not create misleading expectations regarding use, economic benefits, or the scope of the system.

Key Principle

The central principle for all communication is:

Income is generated in accordance with the Compensation Plan.

The token (SANUSCOIN) serves exclusively a functional purpose within the system.

7.11 Wording Table (Practical Overview)

The wording tables below must be applied in daily practice.

• Expressions in the left-hand column must not be used.
• Expressions in the right-hand column shall be used as the standard wording.
• In cases of doubt, always choose the more neutral and function-oriented wording.

7.11.1 Token (SANUSCOIN)

Focus: No investment, no expectation

7.11.2 Income & Compensation

Focus: Clean Network Marketing without promises

7.11.3 SANUSCREDITS / Rewards

Focus: No earnings logic

7.11.4 Wallet & Security

Focus: No security promises

7.11.5 SANUSPAY

Focus: No exaggeration of reach

CHAPTER 8: ADVISORY SERVICES AND COMPLIANCE

Introduction

MEMBERS act as independent referral and sales partners of SANUSLIFE and must comply with all applicable legal, regulatory, and internal company requirements.

8.1 Advisory Principle

1. MEMBERS may not provide individual investment, financial, tax, or legal advice.
2. MEMBERS may not make purchase, investment, or financial recommendations regarding SANUSCOIN or other crypto-assets, nor make statements concerning future value developments.
3. In particular, MEMBERS may not make personal recommendations regarding the purchase, holding, sale, or exchange of SANUSCOIN or other crypto-assets.
4. Only the dissemination of approved information and the description of SANUSLIFE functions, products, services, and system mechanisms are permitted.

8.2 KYC and Compliance Requirements

1. MEMBERS shall comply with SANUSLIFE’s applicable identification, verification, and compliance requirements.
2. In particular, no actions may be supported or promoted that serve to circumvent KYC, anti-money laundering, sanctions-related, or other legal verification requirements.

The use of false identities, the use of third-party accounts, or the circumvention of verification procedures is prohibited.

Key Principles

Income is generated in accordance with the Compensation Plan and is paid out in USDC.

The Utility Token (SANUSCOIN) constitutes a reward and serves exclusively its intended function within the SANUSLIFE Ecosystem.

Authoritative Language Version

This Code of Conduct, together with the guidelines and provisions contained herein, may be translated into additional languages and made available for reasons of clarity and accessibility.

All translations are provided solely for informational purposes and user convenience.

The only legally binding and authoritative version shall be the original German version of this Code of Conduct and the related regulations, guidelines, and annexes.

In the event of discrepancies, contradictions, differences in interpretation, translation errors, or any other inconsistencies between the German version and any translation, the German original version shall prevail exclusively.

For the interpretation of regulatory, crypto-related, and compliance-relevant terms, the definitions used in the German original version shall be authoritative, particularly with regard to MiCA, the Whitepaper, this Code of Conduct, communication guidelines, and other regulatory documentation.

For the interpretation of all provisions of this Code of Conduct, as well as all related rights, obligations, and behavioral requirements, only the German original version shall be authoritative.

The MEMBER acknowledges and agrees that the German original version constitutes the sole legally binding basis, even if a translation is made available to the MEMBER.

Effective as of: 01 July 2026.

DATA PROTECTION NOTICE REGARDING THE PROCESSING OF PERSONAL DATA (ART. 13 GDPR EU REGULATION 2016/679)

Information about the controller.

The data controller is SANUSLIFE ADMINISTRATION AG, with registered office in Baar (CH), Canton Zug, Zugerstrasse 76b, hereinafter referred to as "SANUSLIFE". To exercise the rights provided for by law, you can contact the data controller at its registered office, by telephone on +41 041 510 93 03 or by writing to [email protected].

Purpose and legal basis of data processing.
The purpose of processing your general personal data (name, surname, address, tax number, IBAN, etc.) is to give you the opportunity to obtain the status of "Member" and to receive the services and benefits reserved for this category of users. SANUSLIFE offers members bonuses, a special programme for earning SANUSCREDITS and the opportunity to receive the rewards provided for in a compensation plan reserved for them. The legal basis for the processing is the fulfilment of legal obligations to which the controller is subject, the processing for the performance of a contract to which the data subject is party or the performance of pre-contractual measures taken at the request of the data subject.

Forwarding of data (recipients).
Your data may be forwarded to the following persons/institutions in order to fulfil the business relationship between the parties: IT service providers, external legal or tax advisors, business partners, partner companies (COMPANIES and NON-PROFITS), transport companies, banking and financial institutions, authorities and other public institutions, other users within the so-called upline (the chain of sales partners to which you are connected: the sales partner originally superior to you, the partner superior to this in turn, etc.). The legal basis for the transfer is the fulfilment of legal and contractual obligations as well as the implementation of pre-contractual measures based on your request. In any case, only the data that is essential for the fulfilment of the respective service will be passed on. If the transmission of anonymised data proves to be sufficient, only this data will be transmitted. Your personal data will only be disseminated with your express consent.

Transfer of data to third countries and international organisations.
Your personal data will not be transferred to third countries or international organisations outside the European Union. As this is an online platform, the data can be viewed in all countries of the world.

Marketing.
Your personal data may be processed for marketing purposes. This includes, for example, the sending of advertising material (newsletters, flyers, advertising emails, etc.), which will only take place with your express consent. Consent is the legal basis for processing in this context. If you do not give your consent, this will not affect the provision of the main service. We would like to point out that the communications you receive in connection with the marketing of our products (e.g. special discount campaigns, special bonuses, etc.) are essential for the performance of your activity. They therefore do not require consent and are treated as service messages.

Processing modalities, automated decision-making processes and data retention periods.
Your data may be processed both in paper form and through the use of IT in compliance with the technical and organisational measures set out in the Regulation on the protection of personal data (General Data Protection Regulation 2016/679). The data concerning you will be kept for the entire duration of the contractual relationship between the parties and, in any case, for the period provided for by the provisions of private and tax law, which may exceed the aforementioned period.

Rights of the data subject and complaint to the Data Protection Authority.
You have the right to exercise the rights of the data subjects listed below at any time. To do so, please contact the controller (SANUSLIFE) using the contact details provided above. We will provide you with written feedback within 30 days. In addition, and if you believe that your data has been processed unlawfully, you can lodge a complaint with the competent supervisory authority, the Swiss Confederation (Federal Data Protection and Information Commissioner) based in Bern (Switzerland).

I. Right to information of the data subject

1. The data subject shall have the right to obtain from the controller confirmation as to whether or not personal data concerning him or her are being processed, and, where that is the case, access to the personal data and the following information a) the purposes of the processing; b) the categories of personal data being processed; c) the recipients or categories of recipients to whom the personal data have been or will be disclosed, in particular recipients in third countries or international organisations; d) where possible, the envisaged period for which the personal data will be stored, or, if not possible, the criteria used to determine that period; e) the existence of the right to request from the controller rectification or erasure of personal data or restriction of processing of personal data concerning the data subject or to object to such processing; f) the existence of the right to lodge a complaint with a supervisory authority; g) where the personal data are not collected from the data subject, any available information as to their source; h) the existence of automated decision-making, including profiling, referred to in Article 22(1) and (4) and, at least in those cases, meaningful information about the logic involved, as well as the significance and the envisaged consequences of such processing for the data subject.
2. Where personal data are transferred to a third country or to an international organisation, the data subject shall have the right to be informed of the appropriate safeguards pursuant to Article 46 relating to the transfer.
3. The controller shall provide a copy of the personal data undergoing processing. For any further copies requested by the data subject, the controller may charge a reasonable fee based on administrative costs. If the data subject makes the request by electronic means, the information shall be provided in a commonly used electronic format, unless the data subject indicates otherwise.
4. The right to obtain a copy referred to in paragraph 3 shall not adversely affect the rights and freedoms of others.
    

II Right to rectification

1. The data subject shall have the right to obtain from the controller without undue delay the rectification of inaccurate personal data concerning him or her. Taking into account the purposes of the processing, the data subject shall have the right to have incomplete personal data completed, including by means of providing a supplementary statement.
    

III Right to erasure

1. The data subject shall have the right to obtain from the controller the erasure of personal data concerning him or her without undue delay and the controller shall have the obligation to erase personal data without undue delay where one of the following grounds applies (a) the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed; (b) the data subject withdraws consent on which the processing is based according to point (a) of Article 6(1), or point (a) of Article 9(2), and where there is no other legal ground for the processing; (c) the data subject objects to the processing pursuant to Article 21(1) and there are no overriding legitimate grounds for the processing, or the data subject objects to the processing pursuant to Article 21(2); d) the personal data have been unlawfully processed; e) the erasure of the personal data is necessary for compliance with a legal obligation in Union or Member State law to which the controller is subject; f) the personal data have been collected in relation to the offer of information society services referred to in Article 8(1).
2. Where the controller has made the personal data public and is obliged pursuant to paragraph 1 to erase the personal data, the controller, taking account of available technology and the cost of implementation, shall take reasonable steps, including technical measures, to inform controllers which are processing the personal data that the data subject has requested the erasure by such controllers of any links to, or copy or replication of, those personal data.
3. Paragraphs 1 and 2 shall not apply to the extent that processing is necessary (a) for exercising the right of freedom of expression and information; (b) for compliance with a legal obligation which requires processing by Union or Member State law to which the controller is subject or for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller; c) for reasons of public interest in the area of public health in accordance with Article 9(2)(h) and (i) and Article 9(3); d) for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes in accordance with Article 89(1) in so far as the right referred to in paragraph 1 is likely to render impossible or seriously impair the achievement of the objectives of that processing; or e) for the establishment, exercise or defence of legal claims.
    

IV. Right to restriction of processing

1. The data subject shall have the right to obtain from the controller restriction of processing where one of the following applies (a) the accuracy of the personal data is contested by the data subject, for a period enabling the controller to verify the accuracy of the personal data; (b) the processing is unlawful and the data subject opposes the erasure of the personal data and requests the restriction of their use instead; c) the controller no longer needs the personal data for the purposes of the processing, but they are required by the data subject for the establishment, exercise or defence of legal claims; or d) the data subject has objected to processing pursuant to Article 21(1) pending the verification whether the legitimate grounds of the controller override those of the data subject.
2. Where processing has been restricted pursuant to paragraph 1, such personal data shall, with the exception of storage, only be processed with the data subject's consent or for the establishment, exercise or defence of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the Union or of a Member State.
3. A data subject who has obtained restriction of processing pursuant to paragraph 1 shall be informed by the controller before the restriction of processing is lifted.
    

V. Right to data portability

1. The data subject shall have the right to receive the personal data concerning him or her, which he or she has provided to a controller, in a structured, commonly used and machine-readable format and have the right to transmit those data to another controller without hindrance from the controller to which the personal data have been provided, where a) the processing is based on consent pursuant to point (a) of Article 6(1) or point (a) of Article 9(2) or on a contract pursuant to point (b) of Article 6(1) and b) the processing is carried out by automated means.
2. In exercising his or her right to data portability pursuant to paragraph 1, the data subject shall have the right to have the personal data transmitted directly from one controller to another, where technically feasible.
3. The exercise of the right referred to in paragraph 1 of this Article shall be without prejudice to Article 17. This right shall not apply to processing necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller.
4. The right referred to in paragraph 1 shall not adversely affect the rights and freedoms of others.
    

VI Right to object

1. The data subject shall have the right to object, on grounds relating to his or her particular situation, at any time to processing of personal data concerning him or her which is based on point (e) or (f) of Article 6(1), including profiling based on those provisions. The controller shall no longer process the personal data unless the controller demonstrates compelling legitimate grounds for the processing which override the interests, rights and freedoms of the data subject or for the establishment, exercise or defence of legal claims.
2. Where personal data are processed for direct marketing purposes, the data subject shall have the right to object at any time to processing of personal data concerning him or her for such marketing, which includes profiling to the extent that it is related to such direct marketing.
3. If the data subject objects to the processing for direct marketing purposes, the personal data will no longer be processed for these purposes.
4. The data subject must be expressly informed of the right referred to in paragraphs 1 and 2 at the latest at the time of the first communication with him or her; this information must be provided in a comprehensible form that is separate from other information.
5. In the context of the use of information society services, and notwithstanding Directive 2002/58/EC, the data subject may exercise his or her right to object by automated means using technical specifications.
6. The data subject shall have the right to object, on grounds relating to his or her particular situation, to processing of personal data concerning him or her which is carried out for scientific or historical research purposes or statistical purposes in accordance with Article 89(1), unless the processing is necessary for the performance of a task carried out in the public interest.
    

VII Automated decisions in individual cases including profiling

1. The data subject shall have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning him or her or similarly significantly affects him or her.
2. Paragraph 1 shall not apply if the decision: a) is necessary for the conclusion or performance of a contract between the data subject and the controller, b) is authorised by Union or Member State law to which the controller is subject and which also lays down suitable measures to safeguard the data subject's rights and freedoms and legitimate interests, or c) is based on the data subject's explicit consent.
3. In the cases referred to in paragraph 2(a) and (c), the controller shall implement suitable measures to safeguard the data subject's rights and freedoms and legitimate interests, at least the right to obtain human intervention on the part of the controller, to express his or her point of view and to contest the decision.
4. Decisions referred to in paragraph 2 shall not be based on special categories of personal data referred to in Article 9(1), unless point (a) or (g) of Article 9(2) applies and suitable measures to safeguard the data subject's rights and freedoms and legitimate interests are in place.